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Class Code Information

Phraseology

Furniture Store – Wholesale or Retail & Drivers

Description

Code 8044 applies to wholesale dealers or retail stores principally engaged in selling furniture including antique furniture for homes, lawns, gardens, offices and hotels.  The furniture may be sold directly from the floor of the store or ordered from catalogues and samples on display in showroom and subsequently shipped by the store to the customer.  The word “furniture” as used in this classification includes living room, dining room, bedroom or kitchen sets and individual pieces such as sofas, chairs, tables, beds, chests, breakfronts, bookcases, pianos and organs.

In addition, furniture stores may sell a minor amount of other merchandise such as bedding carpets, linoleum, lighting fixtures, lamps, household appliances, mirrors, pictures, radio and television sets or kitchen cabinets.

This classification also includes the delivery and setting merchandise in place, the installation of home furnishings such as carpets, linoleum, draperies, pictures or mirrors and the polishing and minor repair of furniture on the insured’s premises or at the customer’s location.

Assignment by Analogy

No Information

Operations to be Separately Rated

  1. Sale of principally bedding, carpets, linoleum, lighting fixtures, lamps, household appliances, mirrors, pictures, radio and television sets or kitchen cabinets.  Refer to Code 8017 “Retail Store – NOC – No Service of Food” or Code 8018 “Wholesale Store – NOC” depending upon whether the sales are principally retail or wholesale.

  2. The installation of furniture or fixtures not performed by a furniture wholesaler or retailer.  Refer to Code 5429 “Cabinet Works Installation – All Operations to Completion”

Industry Group

Stores and Dealers