Coverage under this classification shall be afforded only by a separate Volunteer Firefighters’ Benefit Law Policy.

Refer to “Miscellaneous Values” of Part Three – Loss Costs of this Manual for additional information on this classification.

Code 7716 is available only for a political subdivision (county, city, town, village or fire district) which has a paid fire department insured under Code 7710 “Firefighters – Not Volunteer & Drivers.” It covers such a political subdivision for its liability under the Volunteer Firefighters’ Benefit Law for volunteer firefighters who offer their services to outside areas on an individual basis.

The majority of the volunteer firefighters are called upon by radios in their private residence.  These firefighters will drive to the firehouse or directly to the emergency area.