Fabric Coating or Impregnating – NOC

Note:

Description

Code 4493 applies to employers engaged in fabric coating or impregnating of fabrics with oils, varnishes, lacquers, plastics or rubbers.  The process of coating is performed by either spreading the product into a coating solvent or by an impregnation method.  The latter is done by placing the fabric into a vacuum tank with solutions of rubber or lacquer and solvents and subjecting them to various high pressures to bond them.  This process is called the “impregnating method.”

The other process of coating a fabric consists of mixing dry chemicals and solvent to form a raw rubber material.  The raw rubber is formed into rubber sheets of various thickness.  The fabric is sprayed with a bonding cement and then the support fabric and rubber sheeting are bonded together in curing lines to form the finished material.  The finished product is usually sent back to the customer in large rolls.  This type of operation is referred to as a coating or laminating process.  Both of the above processes include then putting the products into an oven to cure.  Any rough spots are removed by grinding.

This classification also applies to employers engaged in manufacturing linoleum or linoleum floor tiles. 

Assignment By Analogy

Operations To Be Separately Rated

  1. Vinyl floor tiles manufacturing – cast or poured.  Forming by pouring, casting or dipping processes using a liquid or molten form of plastic.  Refer to Code 4452 “Plastics Mfg. – Fabricated Products – NOC.”

Farm – NOC & Drivers

Note:

Description

Code 0006 applies to employers engaged in all farm and breeding operations not contemplated by any other special farm classification. It includes general farming operations and the growing of crops for animal feed such as grain.  This classification also includes dairy farms, farms with animals such as cattle, horses, goats, pigs, sheep, fox, mink, and harvesting and cooking of maple syrup, and the growing of hops. Animal breeding and training is inclusive under this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Farms:
    1. Fruit.  Refer to Code 0007 “Fruit Farm & Drivers.”
    2. Poultry.  Refer to Code 0034 “Poultry Farm & Drivers.”
    3. Vegetable, berry or grape.  Refer to Code 0031 “Vegetable, Berry or Grape Farm & Drivers.” 
    4. Operated in connection with camps, resort or seasonal hotels, hospitals, asylums, estates and schools are not to be assigned to a farm classification if all of the farmed products are used exclusively by such institutions.  If any of the farm products are sold commercially, the farm payroll will be assigned to the appropriate farm classification. 
  2. Processing of poultry – slaughtering, eviscerating, packing or freezing.  Refer to Code 2089 “Packing House – All Operations.”

  3. Sorting, washing, grading, waxing or packing:
    1. Fruit grown by others.  Refer to Code 2105 “Fruit Packing.”
    2. Vegetables grown by others.  Refer to Code 8209 “Vegetable Packing & Drivers.”
  4. Milk processing and delivery.  Refer to Code 2070 “Milk Depot or Milk Dealer & Route Salespersons, Route Supervisors, Drivers.”

Farm Machinery Dealer – All Operations & Drivers

Note:

Includes parts and accessories departments, demonstrations, repair of farm machinery on or away from the employer’s premises.

Description

Code 8116 applies to wholesale or retail dealers principally engaged in the sale of new or second-hand farm or agricultural machinery such as tractors and sowing, furrowing, seeding, harvesting, baling and fertilizing machinery, farm wagons, mowers (excluding riding type), power plows, rotary cutters and tillers (not garden type).

Some dealers do not maintain on-premises inventories for sale.  Customers can also make their selections from showroom samples or catalogs.  The machinery is then ordered from the factory and shipped either to the dealer or directly to the purchaser.  This classification would apply if no stock is kept provided the employer engages in retail sales in addition to wholesale sales.

This classification contemplates the receipt and storage of the machinery, parts and accessories departments, counter, store or yard sales, delivery, and the demonstration, service, and repair of machinery on or away from the dealer’s premises.

Assignment By Analogy

Operations To Be Separately Rated

  1. Leasing:
    1. Farm machinery with operators.  Refer to Code 0050 “Farm Machinery Operation – By Contractor – All Operations to Completion & Drivers.”
    2. Mobile crane with operators.  Refer to Code 9534 “Mobile Crane and Hoisting Service Contractors – NOC – All Operations to Completion & Drivers.”
  2. Sales:
    1. Baling machines, barn cleaners, construction, manufacturing, or warehousing equipment on a retail or wholesale basis, and oil or gas well supplies – new.  Refer to Code 8107 “Machinery Dealer – NOC – Store or Yard & Drivers.”
    2. Farm machinery wholesale showroom or salesroom exclusively.  Refer to Code 8747 “Showroom Salespersons.”

Farm Machinery Operation – By Contractor – All Operations to Completion & Drivers

Note:

Description

Code 0050 applies to contractors who operate farm machinery as a service to farmers.  This classification does not apply to contractors who operate farm equipment at a farm owned by the contractor.  This classification contemplates plowing, planting, cultivating, fertilizing, baling, and harvesting operations.

Assignment By Analogy

• Hay baling – by contractor
• Lime spreading on farms – by contractors 

Operations To Be Separately Rated

  1. Farming work done at the contractor’s own farm.  Assign the appropriate farm classification.

  2. Grain milling operations.  Refer to Code 2014 “Feed Mfg.”

Farm or Feed Supply Dealer – Retail – Exclusively

Note:

Description

Code 8199 applies to the selling of feed or farm supplies to private individuals or to farmers for use on their farms.  Merchandise handled includes grain, hay, feed, mulch seeds in packets or in bulk (seeds not processed by the farm supply dealer) and fertilizers.

Assignment By Analogy

Hops

Operations To Be Separately Rated

  1. Processing seeds.  Refer to Code 8102 “Seed Merchant.”

  2. Selling:

    1. Feed, fertilizer, grain, hay or mulch – wholesale.  Refer to code 8215 “Hay, Grain, Feed or Fertilizer Dealer & Local Managers, Drivers.”
    2. Seeds in bulk or packets by seed processors.  Refer to Code 8102 “Seed Merchant.”
    3. Seeds in packets retail.  Refer to Code 8017 “Retail Store – NOC – No Service of Food.”
    4. Two or more of any group of materials shown below provided that not any one group of materials exceeds 80% of total sales.  Refer to Code 8232 “Building Material Dealer – No Second-Hand Material & Local Managers, Drivers.” 
      1. Agricultural implements of farm machinery
      2. Building materials including lumber
      3. Coal, fuel oil, wood or ice
      4. Hay, grain feed or seed

 

Fastener Mfg. – Metal

Note:

Includes manufacturing snap or slide fasteners, hooks and eyes or paper fasteners.

Description

Code 3270 applies to employers engaged in manufacturing various products such as fasteners (includes apparel, textile or industrial), eyelets, straight pins (for sewing), thumbtacks, nails, razor blades, paper clips (wire type), hair pins, hooks and eyes (clothing type), cigar and/or cigarette lighters, lock washers, nails, rivets, safety pins (for sewing), safety razor blades, sequins, snap clothing fasteners, staples, spangles, watch hands and zippers.

Some of the employers engaged in manufacturing the above products may perform press work, however, a good amount of work is performed on wire forming and automatic clip machines.  Reels of drawn wire and light gauge sheet strip is received from others and fed into machines automatically.  The finished products are dropped out of the machines into boxes and/or baskets.  Also, some of the products might require additional machining such as piercing, trimming, plating, annealing and deburring.

Assignment By Analogy

Operations To Be Separately Rated

  1. Cigarette lighters – assembly only.  No manufacturing of parts.  Refer to Code 3381 “Silverware Mfg.”

  2. Rolling mills.  Refer to Code 3018 “Iron or Steel Mfg. – Rolling Mill & Drivers” or Code 3027 “Rolling Mill – NOC & Drivers.”     

  3. Steelmaking.  Refer to Code 1438 “Smelting, Sintering or Refining – NOC – Metals – Not Iron or Lead & Drivers” or Code 3004 “Iron or Steel Mfg. – Steelmaking & Drivers.”  

Feather or Flower Mfg. – Artificial

Note:

This code will expire on 10/01/2024

Applies to products made from human hair.

Description

Code 2534 applies to employers engaged in manufacturing artificial feathers or flowers.  Glue, paper, wire, thread, fabrics and synthetics yard goods are used in production.  Paper and fabrics are cut, rolled and assembled with synthetics using wire and/or thread.  There is a considerable amount of bench work by hand.

Other products subject to this classification are manufacturing artificial Christmas trees, wreaths and gift bows.  This classification is also applicable to products manufactured from human hair such as wigs and toupees by weaving or sewing.  This classification also applies to manufacturing hair nets by knitting or weaving.

   

Assignment By Analogy

Fur pointing

Operations To Be Separately Rated

  1. Manufacturing:

    1. Flags, pennants, bias or straight binding tapes or ribbon, powder puffs, buffing or polishing wheels, permanent wave pads, hat lining and ribbons cut from piece goods.  Refer to Code 2553 “Furnishing Goods Mfg. – NOC – From Textile Fabrics.” 
    2. Foil ribbon decorative type, cut and slit purchased foil and gift-wrapping paper – including printing.  Refer to Code 4251 “Stationery Mfg.”    
    3. Silk labels, woven cloth, woven silk ribbons or silk tapes.  Refer to Code 2302 “Silk Thread or Yarn Mfg.”

Feed Mfg.

Note:

Description

Code 2014 applies to employers engaged in milling grains such as oats, wheat, rye, barley, rice, and corn.  This classification also includes the preparation of cereal or compound feeds for livestock.  

The grains are received from others by truck or by railcar.  Samples are taken of the grains upon arrival for testing and inspection.  The grains are then unloaded and placed on conveyors and bucket type elevators and stored in silos, bins or warehouses.     
  
Grains used for animal feed are usually mixed with vitamins and minerals, placed in a mill or grinder and then mixed and blended according to specific formula.

Assignment By Analogy

• Humus – baled
• Peat moss – cut, dry or baled
• Woodchips manufacturing

Operations To Be Separately Rated

  1. Dealer:
    1. Feed, hay, grain or fertilizer.  Refer to Code 8215 “Hay, Grain, Feed or Fertilizer Dealer & Local Managers, Drivers.”
    2. Feed or farm supply – retail exclusively.  Refer to Code 8199 “Farm or Feed Supply Dealer – Retail – Exclusively.” 
  2. Cat, dog or livestock food – mixed ingredients type (including meat, fish, eggs, fillers) manufacturing.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.” 

  3. Grain storage away from the milling plant or grain storage that is not directly connected to the plant by a piping or conveyor system.  Refer to 8102 “Seed Merchant.”  

Felt Mfg.

Note:

Description

Code 2288 applies to employers engaged in manufacturing felt or felt-like material.  Felt is a textile product manufactured from wool or synthetic fibers.  Products subject to this classification include automobile floor and trunk mats, automobile interior trim and headliners, and padding used as filler for sleeping bags and mattress pads.

Assignment By Analogy

Manufacturing of non-woven air conditioning filter media

Operations To Be Separately Rated

  1. Manufacturing:
    1. Carpet or rug – jute or hemp or other fibers.  Refer to Code 2302 “Silk Thread or Yarn Mfg.” 
    2. Carpet or rug – Not Otherwise Classified (NOC).  Refer to Code 2402 “Carpet or Rug Mfg. – NOC.” 
    3. Felt hats including forming of shapes.  Refer to Code 2501” Clothing Mfg.”
    4.  Felt tip markers.  Refer to Code 4432 "Fountain Pen Mfg."
    5. Fiberglass batting insulation.  Refer to Code 1701 "Cement Mfg."    
  2. Building or roofing paper saturating paper or felt with tar or asphalt.  No paper manufacturing.  Refer to Code 1463 “Asphalt Works & Drivers.”    

  3. Garneted batting.  Refer to 2302 “Silk Thread or Yarn Mfg.”   

  4. Lining wood jewelry boxes with felt, quilted fabric or velvet.  Lining of stamp pads with felt.  Refer to Code 9522 “Upholstering.”   

 

Fence Erection – Metal – All Operations to Completion

Note:

Description

Code 6400 applies to employers engaged in erection of metal, chain link or barbed wire fences. The installation of guardrails in highways or roads is also contemplated in the scope of this classification.

This classification includes erection of railings or fencing on building exteriors from ground level and up to the first story.

Assignment By Analogy

• Gates – iron – fabrication and assembly – decorative or artistic type – installation

Operations To Be Separately Rated

  1. Fence, railing or gate installation:
    1. Invisible fence installation utilizing non-automatic equipment. Refer to Code 7601 “Telephone, Telegraph or Fire Alarm Line Construction – All Operations to Completion & Drivers.” Invisible fence installation utilizing automatic equipment. Refer to Code 6235 “Conduit Construction – All Operations to Completion & Drivers.”

    2. Metal
      1. Fences – over one story. Refer to Code 5057 “Iron or Steel Erection – NOC – All Operations to Completion.”

      2. Gates – iron or steel storefront or window security. Refer to Code 5102 “Door, Door Frame or Sash Erection – Metal or Metal Covered – All Operations to Completion.”
      3. Railings – erection on building exterior above the first story level. Iron railings interior installation. Prison cell gates installation. Refer to Code 5102 “Door, Door Frame or Sash Erection – Metal or Metal Covered – All Operations to Completion.”

    3. Vinyl or plastic fences including prefabricated fences and vinyl or plastic railings. Refer to Code 5429 “Cabinet Works Installation – All Operations to Completion.”

    4. Wooden:
      1. Commercial buildings or dwellings more than three stores. Refer to code 5403 “Carpentry – NOC – All Operations to Completion.”

      2. One or two family detached. Refer to Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion.”
      3. Three stories or less. Refer to Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”

    5. Wrought iron. Refer to Code 5102 “Door, Door Frame or Sash Erection – Metal or Metal Covered – All Operations to Completion.”

  2. Fence manufacturing:
    1. Invisible. Refer to Code 3179 “Electrical Apparatus Mfg. – NOC.”

    2. Metal or wire – chain link. Refer to Code 3257 “Wire Goods Mfg. – NOC.”
    3. Vinyl or plastic – fabricated from sheets. Refer to Code 4452 “Plastics Mfg. – Fabricated Products – NOC.”

    4. Wood. Refer to Code 2802 “Carpentry – Shop Only & Drivers.”
    5. Wrought iron. Refer to code 3041 “Iron or Steel Fabrication – Iron or Steel Works – Shop – Decorative or Artistic & Foundries, Drivers.”

  3. Guardrails or fencing installed in connection with street or road construction. Refer to Code 5506 “Street or Road Construction – Paving or Repaving – All Operations to Completion & Drivers.”

Fertilizer Mfg. & Drivers

Note:

Includes dry mixing plants. 

Code 4583 and Code 4665 “Rendering Works – NOC & Drivers” or Code 2089 “Packing House – All Operations” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses. 

Description

Code 4583 applies to employers engaged in manufacturing wet or dry fertilizers.  Raw materials used are ammonia, ammonia phosphate, anhydrous ammonia, ammonia sulfate, ammonia nitrate, phosphoric and nitric acids, natural gas, hydrogen, insecticides, catalysts, urea, super phosphates, potassium salts, potash, fungicides, and phosphate rock.  The washing, crushing and grinding of purchased phosphate rock is included under the scope of this classification.

Assignment By Analogy

Compost

Operations To Be Separately Rated

  1. Manure – bulk dealer or garbage works.  Refer to Code 9403 “Garbage, Ashes or Refuse Collection & Drivers.”

  2. Packing house.  If conducted as a separate and distinct business.  Refer to Code 2089 “Packing House – All Operations.”

  3. Rendering works – no garbage reduction.  If conducted as a separate and distinct business. Refer to Code 4665 “Rendering Works – NOC & Drivers.”

Fiber Goods Mfg.

Note:

Description

Code 4263 applies to employers engaged in manufacturing fiber goods products that are composed of compressed vegetable fiber such as but not limited to rag stock, sawdust, cotton waste, straw, scrap paper and sheet paper received from others.

The operations involve milling or grinding of any of the materials with various chemicals and water to form pulp.  The pulp is then formed in presses or molds utilizing either a hot or cold process to form fiber toilet seats, egg holders, pie plates or fiber sheets, rods of tubes.  The sheets, rods or tubes may be cut or sawed to form special shapes.  The fiber goods are inspected, packed and shipped to the employer’s customers.

Assignment By Analogy

Pulp – ground wood process

Operations To Be Separately Rated

  1. Manufacturing:
    1. Fiberboard.  Refer to Code 4239 “Paper Mfg.”
    2. Pulp – chemical process.  Refer to Code 4207 “Pulp Mfg. – Chemical Process.” 

Film Exchange – Motion Picture & Clerical

Note:

Includes projecting rooms.

Description

Code 4362 applies to employers engaged in operating motion picture film exchanges.  Fully processed movie films, i.e., exposed, developed, printed and edited film wound on a single or a series of film reels are received from producers.  Some film exchanges may have projection equipment to test-screen for condition, content and time required for showing or for running pictures for their customers, i.e., movie theaters, television networks, individuals, groups or associations interested in renting or purchasing the films.  Following the previewing of the film, it is rewound on reels, placed in film cans, cataloged and stored in racks on shelves in vaults.  When booking orders are received, the films are removed from vaults and prepared for shipment.  Some film exchanges will deliver and pick up films.  After each booking or rental, the returned film is inspected on editing machines, repaired if necessary, rewound on reels, replaced in film cans and returned to the vaults.  Repairing of films usually consists of cutting out a damaged section with hand shears and splicing the film by applying special adhesive and pressure.

 

Assignment By Analogy

Marketing of the motion picture product through film exchanges at locations other than motion picture studios.

Operations To Be Separately Rated

  1. Film exchanges located at motion picture studios.  Refer to Code 4360 “Motion Picture – Development of Negatives, Printing and All Subsequent Operations.”

  2. Motion picture production – in studios or outside.  Refer to Code 9610 “Motion Picture Production – In Studios or Outside – All Operations up to the Development of Negatives & Drivers.”

Firefighters – Not Volunteer & Drivers

Note:

Description

Code 7710 applies to employers engaged in operating a fire department for salaried firefighters.  It also applies to paid firefighters of a volunteer fire company.  The employer’s duties consist of extinguishing dangerous fires and saving victims from fires or accidents.  Salaried firefighters are stationed in the firehouse on call for any emergency calls in their district or zone.  The local police precinct or a 911 emergency dispatcher will notify and provide the employer’s main firehouse dispatcher with detailed information of the emergency such as the location and type of emergency.  The employer’s dispatcher, usually located in the employer’s main firehouse, will notify the nearest firehouse of the emergency.

Assignment By Analogy

Operations To Be Separately Rated

  1. Volunteer firefighters.  Refer to Code 7711 “Firefighters – Volunteer & Drivers.”

  2. Volunteer firefighters – elective coverage.  Refer to Code 7716 “Firefighters – Volunteer & Drivers – Elective Coverage for Assistance From Individual Volunteer Firefighters.”

Firefighters – Volunteer & Drivers

Note:

Available only for a county, city, town, village or fire district.  Coverage under this classification shall be afforded only by a separate Volunteer Firefighters’ Benefit Law Policy.

Refer to “Miscellaneous Values” of Part Three – Loss Costs of this Manual for additional information on this classification.

Description

Code 7711 applies to employers engaged in operation of volunteer firefighting or responding to other town emergencies.  The local precinct or a 911 emergency dispatcher usually receives the emergency call and will pass the notice to the firehouse nearest to the emergency.

Depending on the severity of the emergency, the employer will respond with the necessary amount of firefighters to extinguish or control the fire.  The majority of the volunteer firefighters are notified of an emergency by radio in their private residence. 

This classification also includes other volunteer employees such as garage mechanics in the firehouse who maintain the fire trucks.

Assignment By Analogy

Operations To Be Separately Rated

  1. Paid firefighters.  Refer to Code 7710 “Firefighters – Not Volunteer & Drivers.” 

  2. Volunteer firefighters – elective coverage.  Refer to Code 7716 “Firefighters – Volunteer & Drivers – Elective Coverage for Assistance From Individual Volunteer Firefighters.”

Firefighters – Volunteer & Drivers – Elective Coverage for Assistance From Individual Volunteer Firefighters

Note:

Coverage under this classification shall be afforded only by a separate Volunteer Firefighters’ Benefit Law Policy.

Refer to “Miscellaneous Values” of Part Three – Loss Costs of this Manual for additional information on this classification.

Description

Code 7716 is available only for a political subdivision (county, city, town, village or fire district) which has a paid fire department insured under Code 7710 “Firefighters – Not Volunteer & Drivers.” It covers such a political subdivision for its liability under the Volunteer Firefighters’ Benefit Law for volunteer firefighters who offer their services to outside areas on an individual basis.

The majority of the volunteer firefighters are called upon by radios in their private residence.  These firefighters will drive to the firehouse or directly to the emergency area.

Assignment By Analogy

Operations To Be Separately Rated

  1. Paid firefighters.  Refer to Code 7710 “Firefighters – Not Volunteer & Drivers.”

  2. Firefighters – volunteer.  Refer to Code 7711 “Firefighters – Volunteer & Drivers.”

Fireproof Equipment Mfg.

Note:

Includes filing equipment and incidental woodworking.

Description

Code 3076 applies to employers engaged in manufacturing and fabricating sheet metal products such as metal furniture, cabinets, garment racks, awnings, canopies, industrial appliances and other similar products.  The process begins with the cutting to size and bending to shape of the sheet metal.  The parts are then assembled with nuts and bolts, or riveted, crimped or welded together.  After being sanded or ground smooth, the finished product may be electroplated or painted.

Assignment By Analogy

• Electronically controlled moveable metal frames
• Ovens
• Poles
• Swings

Operations To Be Separately Rated

  1. Fireproof doors or shutters manufacturing which are wood covered with metal or structural or reinforced materials.  Refer to Code 3060 “Door, Door Frame or Sash Mfg. – Wood – Metal Covered.”

  2. Installation: 
    1. Air conditioners – commercial.  Refer to Code 3724 “Machinery or Equipment Erection or Installation – NOC – All Operations to Completion & Drivers.”
    2.  Air conditioners – residential – window.  Refer to Code 9519 “Household Appliances – Electrical – Installation, Service or Repair & Drivers.”
    3. Awnings – metal – aluminum.  Refer to Code 9539 “Awning, Tent or Canvas Goods Erection, Removal or Repair – All Operations to Completion & Drivers.”
    4. Bathtubs – enclosures, revolving doors, and solar energy panels.  Refer to Code 5102 “Door, Door Frame or Sash Erection – Metal or Metal Covered – All Operations to Completion.”
  3. Convectors.  Refer to Code 5183 “Plumbing – NOC – All Operations to Completion & Drivers.”

  4. Doors – overhead.  Refer to Code 3724 “Machinery or Equipment Erection or Installation – NOC – All Operations to Completion & Drivers.”  

  5. Refrigerator or freezer refrigeration unit manufacturing or assembling.  Refer to Code 3612 “Pump Mfg.”   

Fireworks Exhibition & Drivers

Note:

Description

Code 9088 applies to employers engaged in all facets of fireworks exhibition operations; design, set up, and detonation.  Incidental to this classification is the design and manufacture of fireworks display racks and fireworks holders.

Fireworks exhibition operators receive contracts from organizations, municipalities, private groups, county fair operators or others requiring fireworks displays to provide entertainment for attendees of their events.

Assignment By Analogy

Operations To Be Separately Rated

  1. Fireworks manufacturing.  Refer to Code 4771 “Explosives or Ammunition Mfg. – NOC & Drivers.” 

Fish Curing

Note:

Applies to shore or dock work only.

Description

Code 2101 applies to employers engaged in fish curing.  There are three methods by which fish curing is completed – brining, smoking or the hot smoke process.  Fish may be scaled, gutted, cleaned, fileted, washed, and cured by smoking, dehydrating, salting or pickling.  The fish are packaged and prepared for shipping to customers’ locations.

This classification also applies to employers engaged in production of all types of pickled vegetables by washing, slicing, fermenting in barrels or vats until they are cured.  The product may be packed in glass jars and sealed or packed in cartons for shipment.

Assignment By Analogy

Sauerkraut manufacturing – preparation and shipping in bulk in barrels or vats

Operations To Be Separately Rated

  1. Sauerkraut preparation and canning.  Refer to Code 2111 “Cannery – NOC.”  

  2. Pickle relish and herring manufacturing, other than curing, drying, pickling, and smoking, including chopping and mixing with other ingredients.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”   

Fish, Poultry or Meat Dealer – Wholesale

Note:

Code 8021 and Code 2089 “Packing House – All Operations” shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses.

Description

Code 8021 applies to dealers principally engaged in the wholesale distribution of fresh and cured meat, fish or poultry.  Some of these dealers may cut the meat, fish or poultry into steaks, chops, roasts, fillets or poultry parts for sale to hotels, restaurants, clubs, hospitals, institutions and stores.

Meat, fish or poultry dealers may also distribute a minor and incidental amount of other miscellaneous products, such as groceries, dairy products, fresh fruit and vegetables.

Assignment By Analogy

• Butcher shops
• Clams or oysters – fresh – shore or dock work – cull, sort, shuck, grade, pack
• Sausage – no butchering or handling of livestock
• Smoked fish or meat – curing fish at dock or shore

Operations To Be Separately Rated

  1. The slaughtering, processing and distribution of meat as performed by a packing house.  Refer to Code 2089 “Packing House – All Operations.”

 

Fish, Poultry or Meat Store – Retail

Note:

Includes incidental preparation of meats and produce.

Description

Code 8031 applies to stores principally engaged in the retail selling of fresh and cured meats, fish or poultry.  Such stores may also sell a minor amount of groceries, fresh fruits, vegetables, dairy products, or frozen foods.

This classification also applies to the freezing and storing of meats, fruits or vegetables as a service for private individuals.  Prior to storage in lockers, food may be prepared by cutting, slicing, grinding, or chopping according to a customers’ specifications.

Assignment By Analogy

Operations To Be Separately Rated

  1. Sale of meat, fish or poultry as well as other items such as groceries or vegetables, where the employer’s sales of fresh and cured meats, fish or poultry do not exceed 50% of the gross receipts for all merchandise sold by the employer.  Refer to Code 8033 “Supermarket – Retail.”

  2. Slaughtering operations.  Refer Code 2081 “Butchering.”

Flint or Spar Grinding & Drivers

Note:

Description

Code 1741 applies to employers engaged in grinding silica or minerals, or stones that have a high free silica content, to a fine powder. 

For the purpose of this interpretation, the term “free silica” means pure silica or contains more than 5% pure silica content. 

Bulk minerals or stones are first crushed into chunks using conveyor type crushing equipment enclosed to prevent exposure to dust.  The chunks are then pulverized in enclosed grinding mills and screened to size.  They may also be washed to remove impurities or ground while wet and then dried.

This classification is also used for all types of sandblasting work except outside surfaces of buildings or structures where work is done using scaffolds or hoisting devices.

Sandblasting of small items, such as casting or parts, in an employer’s shop, can be cleaned to remove burrs or rust in sandblasting booths using sand to abrade and clean the surface of these items.  Sandblasting at the customer’s premises is done using portable equipment to clean items such as tanks, machinery, equipment and the inside of building surfaces.  In addition to sand, glass bead or steel shot can be used in the abrasive mixture.

Assignment By Analogy

Limestone or marble – grinding into dust – used for manufacturing cast imitation stone products

Operations To Be Separately Rated

  1. Sandblasting exterior building walls.  Refer to Code 9025 “Cleaning Outside Surfaces of Buildings & Drivers.”      

  2. Crushing of rocks, stones or minerals, but not pulverizing them to a powder, when no digging, mining or quarrying is done.  Refer to Code 1710 “Stone Crushing & Drivers.”

  3. Gluing abrasives to purchased paper or cloth to make sandpaper type products.  Refer to Code 1860 “Abrasive Paper or Cloth Preparation.”

  4. Grinding materials such as emery, talc and other minerals which do not contain more than 5% free silica.  Refer to Code 1747 “Emery Works & Drivers.”

Florist - Cultivating or Gardening & Drivers

Note:

Description

Code 0035 applies to employers engaged primarily in growing flowers, plants or vegetables from seeds, cuttings, spores, bulbs or corms, within the confines of temperature-controlled greenhouses.

Plants raised from seed may be transplanted several times before being potted for sale.  At some point, plants may be placed out-of-doors in order to acclimate them to the weather, usually in pots or flats, but in some cases (usually bulbs and corms) they are placed in the ground.  Operations include watering, fertilizing and spraying. Flowers may be cut for sale to florist stores.

Assignment By Analogy

• Hydroponic growing
• Mushroom raising

Operations To Be Separately Rated

  1. Planting or growing of shrubs or trees in fields.  Refer to Code 0005 “Nursery Employees & Drivers.”       

  2. Planting or care of lawns, gardens, trees, shrubs and flowers, grass cutting, weed control, lawn spraying, laying out grounds, and tree spraying or fumigating on a contract basis at customers’ premises.  Refer to Code 0042 “Landscape Gardening – All Operations to Completion & Drivers.”

  3. Garden centers or retail stores.  Assign the appropriate store classification.

Florist Store & Drivers

Note:

Includes service away from store premises such as the floral decoration of homes, churches or other buildings for weddings, banquets and parties.

Description

Code 8001 applies to establishments principally engaged in the wholesale or retail sale of fresh cut flowers, potted plants, bushes, shrubs, trees, wreaths, leaves and branches of natural vegetation, bulbs, and floral arrangements, including incidental florist supplies and accessories.

This classification also applies to establishments engaged in the wholesale or retail sale of fresh fruits and/or vegetables that are cut up and assembled into an arrangement.  These stores may also dip the fresh fruit into chocolate that will be used in the arrangement.

This classification additionally includes plant scaping operations.  Plant scaping refers to maintenance of living plants inside a customer’s premises.  These plants are typically potted.  They may be used to decorate malls, offices, hotels or other commercial enterprises as well as residential locations.  These plants are not to be confused with trees, shrubs, bushes, hedges or other plants that are growing outdoors in soil.  Plant scaping duties take place indoors and include watering, fertilizing, trimming and spraying of indoor plants. 

Assignment By Analogy

Edible fruit and/or vegetable floral type arrangements – wholesale or retail & drivers

Operations To Be Separately Rated

  1. Dealers principally engaged in the sale of garden supplies such as flower pots, fertilizer, sod, birdbaths, statuary with incidental potted plants, trees, shrubs, bulbs, and grass seed are assigned to the “NOC” store classification, depending on whether the sales are principally retail or wholesale.  Refer to Code 8017 “Retail Store – NOC – No Service of Food” and Code 8018  “Wholesale Store – NOC.”

  2. The growing of flowers and potted plants in green houses or fields operated by the employer.  Refer to Code 0035 “Florist – Cultivating or Gardening & Drivers.”

  3. Operations performed on the premises of customers such as the planting or care of lawns, gardens, trees, shrubs, landscaping or other similar operations.  Refer to Code 0042 “Landscaping Gardening – All Operations to Completion & Drivers.”

  4. Nursery operations.  Refer to Code 0005 “Nursery Employees & Drivers.”

Food Sundries Mfg. – NOC – No Cereal Milling

Note:

All milling must be separately rated.  Includes but not limited to cleaning, grinding, sorting or mixing of coffee, sugars, confections, pastry flours, spices or nuts.

Description

Code 6504 applies to employers engaged in manufacturing a wide variety of food that is Not Otherwise Classified (NOC).  This classification is not restricted to the products specified in its phraseology or this scope and includes simple preparation or packaging of already manufactured products.  There can be mixing, dry grinding, cooking and blending operations.

This classification also applies to employers that manufacture food sundries that are sold to others on a wholesale basis and to employers that manufacture or process imitation dairy products such as creams, whipped toppings and sour creams.

Assignment By Analogy

Operations To Be Separately Rated

  1. Manufacturing:
    1. Bagel, bread, macaroni, manicotti, ravioli (fresh or raw).  Refer to Code 2003 “Bakery & Route Salespersons, Route Supervisors, Drivers.”
    2. Butter, buttermilk, cheese, or milk pasteurizing and bottling.  Refer to Code 2070 “Milk Depot or Milk Dealer & Route Salespersons, Route Supervisors, Drivers.”
    3. Catsup, fruit dehydrating, and fruit syrup cooking and blending.  Refer to Code 2112 “Fruit Evaporating or Preserving.”
    4. Cracker.  Refer to Code 2001 “Cookie Mfg.”
    5. Ice cream.  Refer to Code 2039 “Ice Cream Mfg. & Route Salespersons, Route Supervisors, Drivers.”

Foundry – NOC – Ferrous

Note:

Includes the manufacturing of cast iron heaters or radiators.

Description

Code 3081 applies to employers engaged in operating foundries, manufacturing cast iron or malleable iron for outside customers.  This classification includes wood or metal pattern making, core and mold making, the melting of pig iron and certain percentages of cast iron scrap in furnaces and the pouring of the molten metal into molds to produce either gray or white iron.  This melted metal is cast to produce malleable iron.  Cooled gray, white or malleable castings generally receive some machining to remove burrs or imperfections.  The finished castings are then inspected, packed and shipped.  This classification is also applied to soil pipe foundries using the pit method wherein stationary molds or flasks are used to cast the pipe.

This classification also applies to employers engaged in manufacturing plumbers’ enameled ironware such as bathtubs, washbasins and commodes.  This work contemplates extensive foundry operations, i.e., wood or metal pattern making, core and mold making, the melting of pig or scrap iron in furnaces and the pouring of the molten metal into molds.  The cooled castings are then cleaned and ground smooth prior to being enameled or porcelainized by spraying and baking processes.  The finished products are inspected, crated and shipped.

Assignment By Analogy

• Anchors – marine – casting iron or steel   
• Castings – ferrous metals – iron or steel
• Manhole covers – foundry casting operations
• Motor or engine blocks – foundry work – no engine manufacturing
• Scrap metal reclaiming – ferrous
• Sewer, or soil lines pipe –– iron or steel  
• Vises – foundry – casting of parts

Operations To Be Separately Rated

  1. Manufacturing:
    1. Die casting.  Refer to Code 1925 “Die Casting Mfg.”
    2. Non-ferrous casting.  Refer to Code 3085 “Foundry – Non-Ferrous.”

Foundry – Non-Ferrous

Note:

Description

Code 3085 applies to employers engaged in foundry operations of non-ferrous metal castings such as aluminum, brass, bronze, copper, silver and other non-ferrous metals for outside customers.

Also included under this classification are wood and metal pattern making, the pouring of molten metal into molds, and core and mold making of non-ferrous metals in furnaces.  When the castings are cooled, they are then machined to remove any imperfections.

Assignment By Analogy

Operations To Be Separately Rated

  1. Manufacturing:
    1. Die castings.  Refer to Code 1925 “Die Casting Mfg.”
    2. Ferrous (iron or steel) castings.  Refer to Code 3081 “Foundry – NOC – Ferrous.”
Note:

Description

Code 4432 applies to employers engaged in manufacturing automatic or mechanical pens and pencils and fountain pens.  The components are assembled by hand or slow-moving presses.  The components consist of springs, plungers, cases, ink cartridges, clips and ballpoint tips.  The manufacturing of individual parts to make a finished product such as a fountain or ballpoint pen is inclusive under this classification.  For instance, some employers will make a spring wire and set it up on a coiling machine and make the wire into a pen spring.  Ballpoint ink cartridges are filled with ink with a centrifugal type machine which spins and forces the ink to the bottom of the cartridge.  The springs are placed over the ink cartridge, plastic pen bodies are installed over the spring, and plungers are installed at the top.

This classification also contemplates manufacturing felt tip markers.  This operation is similar to the process explained above with the exception that the top of the marker is plugged whereas the mechanical pens have plungers installed.  Instead of ballpoint tips, felt tips are installed.

After the mechanical pens and felt tip markers are finished, the employer may silk screen or foil stamp the pen/marker with their client’s logo or name.  Before shipment to the customer, the products are inspected and tested.

Assignment By Analogy

• Eyebrow liner pencils – mechanical                     
• Pen nibs or tips

Operations To Be Separately Rated

  1. Manufacturing:
    1. Crayons. Refer to Code 4710 “Candle Mfg.”
    2. Pencil stock, wooden pencils or penholders. Refer to Code 2841 “Woodenware Mfg. – NOC.”

Freight Handlers – NOC

Note:

Description

Code 7367 applies to employers engaged in freight handling, packing and shipping services at railroad yards, airports or warehouses not on piers or in terminals or areas on adjoining piers.  The employer does not own any of the merchandise that is handled.  This classification includes freight checkers.

This classification includes handling, packing and shipping of explosives or ammunition – under contract.  Explosives are packed in accordance to regulations. 

Assignment By Analogy

Operations To Be Separately Rated

  1. Drivers engaged in trucking operations.  Trucking of explosives or ammunition.  Refer to Code 7219 “Trucking – NOC – All Employees & Drivers.”

  2. Freight handling on piers or in terminals or areas adjoining piers.  Refer to Code 7366F “Freight Handlers – On Piers or in Terminals or Areas Adjoining Piers.”

  3. Stevedoring:

    1. By hand or hand trucks – exclusively.  Refer to Code 7317F “Stevedoring – By Hand or Hand Trucks – Exclusively.”
    2. Containerized freight – including drivers.  Refer to Code 7327F “Stevedoring – Containerized Freight & Drivers.”
    3. Explosives or ammunition.  Refer to Code 7309F “Stevedoring – NOC”, Code 7317F “Stevedoring – By Hand or Hand Trucks – Exclusively,” or Code 7327F “Stevedoring – Containerized Freight & Drivers.”

Freight Handlers – On Piers or in Terminals or Areas Adjoining Piers

Note:

Description

Code 7366F applies to employers engaged in handling cargo on piers or in adjoining areas or in terminals, incidental to loading or unloading vessels.  It includes freight checkers, stuffing and stripping containers, other processing of waterborne cargo and loading and unloading trucks and railroad cars on piers or in adjoining areas or terminals.  The employer does not own any of the merchandise that is handled.

Assignment By Analogy

Operations To Be Separately Rated

  1. Drivers engaged in trucking operations or trucking of explosives or ammunition.  Refer to Code 7219 “Trucking – NOC – All Employees & Drivers.”

  2. Freight handling at railroad yards, airports or warehouses – not on piers or in terminals or areas adjoining piers.  Refer to Code 7367 “Freight Handlers – NOC.”

  3. Stevedoring:
    1. By hand or hand trucks – exclusively.  Refer to Code 7317F “Stevedoring – By Hand or Hand Trucks – Exclusively.”
    2. Containerized freight – including drivers.  Refer to Code 7327F “Stevedoring – Containerized Freight & Drivers.”
    3. Explosives or ammunition.  Refer to Code 7309F “Stevedoring – NOC,” Code 7317F “Stevedoring – By Hand or Hand Trucks – Exclusively” or Code 7327F “Stevedoring – Containerized Freight & Drivers.”

Fruit Evaporating or Preserving

Note:

Includes jam, jelly or cooked fruit syrup manufacturing.  No canneries.  No fruit juices manufacturing.

Description

Code 2112 applies to employers engaged in manufacturing jams, jellies and preserves from fruit.  This classification also applies to the dehydrating of vegetables and soups.

Assignment By Analogy

Ketchup and chili sauce manufacturing – including bottling and canning

Operations To Be Separately Rated

  1. Manufacturing:
    1. Fruit juice concentrate.  Diluting, blending and repacking.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”
    2. Fruit juice.  Refer to Code 2143 “Fruit Juice Mfg. – All Operations.”
  2. Canneries.  Refer to Code 2111 “Cannery – NOC. ”  

  3. Juice bottling only.  Refer to Code 2157 "Bottling - NOC & Drivers."

Fruit Farm & Drivers

Note:

Description

Code 0007 applies to employers engaged in growing fruit on trees such as apples, cherries, peaches, pears, plums and quinces.   

This classification also applies to a farm where the gross annual income from the sale of such fruit constitutes more than 50% of the total income for all farm products grown and sold.

Farmhands may be seasonal or full-time employees who are engaged in planting, spraying, pruning, picking and packing operations.  Ladders, picking equipment or tree shakers are used to pick the fruit off the trees when ripened which will be placed in buckets, sorted, graded and packed for delivery or shipment.   

The sorting, washing, grading, waxing, or packing of fruit grown by the employer is inclusive under this classification.

Assignment By Analogy

Orchards

Operations To Be Separately Rated

  1. Farms:
    1. Poultry farm.  Refer to Code 0034 “Poultry Farm & Drivers.” 
    2. Vegetable, berry or grape farm.  Refer to Code 0031 “Vegetable, Berry or Grape Farm & Drivers.” 
    3. Farms operated in connection with camps, resorts or seasonal hotels, hospitals, asylums, estates, and schools are not assigned to a farm classification if all of the farmed products are used exclusively by such institutions.  If any of the farm products are sold commercially, the farm payroll will be assigned to the appropriate farm classification.
    4. Stand selling fruit to individual customers.  Refer to Code 8006 “Grocery Store – Retail – No Fresh Meat.”
  2. Cannery operations.  Refer to Code 2111 “Cannery – NOC.”

  3. Cider making, juice squeezing, or winery.  Refer to Code 2143 “Fruit Juice Mfg. – All Operations.”

  4. Sorting, washing, grading, waxing or packing fruit grown by others.  Refer to Code 2105 “Fruit Packing.”   

Fruit Juice Mfg. – All Operations

Note:

Includes incidental fruit preserving or bottling.  No bottling of carbonated liquids.

Description

Code 2143 applies to employers engaged in manufacturing or processing fruit juices.  The operations include cleaning, crushing and pressing fruits, and extracting the juice by mechanical processes.  The extracted juice may be bottled as is or water, sugar, and preservatives may be added. 

This classification also applies to manufacturing cider and vinegar.  The cider, and vinegar may be bottled, labeled, and packaged under this classification or may be filled into barrels and shipped to outside bottlers.

Assignment By Analogy

• Champagne
• Winery – All Operations

Operations To Be Separately Rated

  1. Carbonated beverage manufacturing including bottling or bottling of spirituous liquor.  Refer to Code 2157 “Bottling – NOC & Drivers.”  

  2. Farm operations Not Otherwise Classified (NOC).  Refer to Code 0006 “Farm – NOC & Drivers.”

  3. Blending, bottling of wine or carbonating wine that has been manufactured by others.   Refer to Code 2157 “Bottling – NOC & Drivers.”

  4. Vineyard operations.  Refer to Code 0031 “Vegetable, Berry or Grape Farm & Drivers.”

Fruit or Vegetable Store – Wholesale

Note:

Description

Code 8048 applies to dealers principally engaged in the wholesale distribution of fresh fruits or vegetables.  Such dealers, as a part of their wholesale operations, may also perform incidental repackaging of the merchandise into retail-size bunches, boxes, bags or similar containers.  These dealers may also sell a minor amount of groceries, dairy products and frozen foods.

This classification also applies to stores principally engaged in the wholesale selling of fresh fruit baskets (other than edible floral type arrangements).

Assignment By Analogy

Operations To Be Separately Rated

  1. Wholesale distribution of groceries, dairy products and frozen foods with a minor amount of fresh fruits or vegetables.  Refer to Code 8034 “Grocery Store – Wholesale.”

  2. Packing of fresh fruits, including sorting, grading and washing of the fruit.  Refer to Code 2105 “Fruit Packing.”

  3. Packing of fresh vegetables, including sorting, grading and washing vegetables.  Refer to Code 8209 “Vegetable Packing & Drivers.”

  4. Wholesale or retail sales of fresh fruits and/or vegetables that are cut up and assembled into an arrangement.  Refer to Code 8001 “Florist Stores & Drivers.”

  5. Retail sale of fresh fruit baskets (other than edible floral type arrangements).  Refer to Code 8006 “Grocery Store – Retail – No Fresh Meat.”

Fruit Packing

Note:

Description

Code 2105 applies to employers engaged in fresh fruit packing.  The operations involve buying or collecting fruit in bulk from growers, sorting, washing, grading, and packing.

Assignment By Analogy

Tomatoes

Operations To Be Separately Rated

  1. Farmers engaged in washing, grading, waxing, and packing of their own fruits or vegetables that they themselves have grown.  Assign the appropriate farm classification. 

  2. Freezing and storing:
    1. Fruits or vegetables as a service for private individuals.  Prior to storage in lockers, food may be prepared by cutting, slicing, grinding, or chopping according to customers’ specifications.  Refer to Code 8031 “Fish, Poultry or Meat Store – Retail.”  
    2. Fruit or vegetables other than for private individuals.  Includes incidental repackaging but does not include sorting, grading, or delivery of fruit.  Refer to Code 8291 “Storage Warehouse – Cold.”  
  3. Fruit:
    1. Canning.  Refer to Code 2111 “Cannery – NOC.”
    2. Evaporating or preserving.  Refer to Code 2112 “Fruit Evaporating or Preserving.”
  4. Inspecting fruit and vegetables that are purchased by others.  Refer to Code 8709F “Stevedoring – Talliers and Checking Clerks Engaged in Connection with Stevedore Work – Coverage Under U.S. Act” or Code 8719 “Stevedoring – Talliers and Checking Clerks Engaged in Connection with Stevedore Work – Coverage Under State Act Only.”

  5. Vegetable packing - buying or collecting from growers, sorting, grading, packing, or otherwise preparing vegetables for transportation to the market and buyers.  Refer to Code 8209 "Vegetable Packing & Drivers."

Fuel Injection Device Mfg.

Note:

Description

Code 3581 applies to employers engaged in manufacturing devices used in vehicles or other equipment to monitor, meter or distribute fuel such as, but not limited to, carburetors, fuel pumps, super chargers, turbo chargers and throttle bodies.  

Raw material such as ferrous and non-ferrous cast bodies, steel and brass bars, sheet and tubing stock, paints, finishes and fabricated parts such as gaskets and screw machine parts are received from others or may be manufactured by the employer for use in their business that is subject to this classification.  Castings are machined by processes which may include drilling, threading and reaming.  Stock is cut and formed followed by secondary machining operations.  The operations involve considerable punch press exposure and a larger proportion of fitting and fine assembling utilizing hand tools.  The devices are then tested, inspected and packed prior to shipment to the employer’s customers.

This classification also applies to specialist repair shops engaged in rebuilding and repairing carburetors used in autos and trucks provided the shop does not remove and install this part on vehicles.

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile repair shops engaged in repairing vehicles for their customers.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”

Funeral Directors & Drivers

Note:

Description

Code 9620 applies to all operations of a funeral director other than employees qualifying for Standard Exception classifications “Clerical Office Employees” and “Outside Salespersons,” who would be separately rated.  Drivers are included within the scope of this classification inasmuch as the operation of vehicles such as hearses, flower cars, limousines, etc., is considered an integral function in the services provided by a funeral director.  Frequently, their drivers also have other duties in connection with the operations of funeral establishments so that there would necessarily be an interchange of labor.  Organists, singers and other musicians who are employed by the funeral director are also included within the scope of this classification.  Unless conducted as a separate business or enterprise, the drivers of ambulances employed by the funeral director would be assigned to this classification.

Embalmers and crematory employees would fall within the scope of this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Cemetery operation.  Refer to Code 9220 “Cemetery Operation & Drivers.”

Fur Mfg. – Preparing Skins

Note:

Description

Code 2600 applies to employers engaged in processing fur.  In general, the procedure of fur processing consists of soaking raw fur in a solution of salt water.  The fur is then pulled and kicked in “kicking” machines to soften the pelts.  Flesh still adhering to the hide is cut and scraped off by hand or in “fleshing” machines.  When this operation has been completed, the moisture is removed from the pelts by centrifugal extractors and, after being allowed to dry, the skins are stretched by pulling and the loose and long hair is brushed or plucked out.  When the skins are thoroughly dry, the flesh side is rubbed with fish oil to soften the skins.  The hides are then tumbled with sawdust to absorb the excess oil and to brighten the fur.  Sometimes, the skins are unhaired or sheared to produce fur of uniform length and brushed prior to tumbling.  They are then examined, and any torn sections are repaired by sewing machines, after which they are prepared for shipment.

 

This classification also applies to hatters’ fur manufacturing - rabbit or similar short-haired animal pelts are received, sorted, and softened in tumblers with water and sawdust, split open with hand knives, and laid flat.  Hair (which is of longer length than the soft fur found close to the skin) is sheared off by machine, leaving a soft downy-like fur on the skin.  The fur is then carroted (a process to stiffen it with a mixture of nitric acid and hydrogen peroxide that is applied by hand brush, spray, or dipping it into vats).

Assignment By Analogy

Wool combing or scouring

Operations To Be Separately Rated

  1. Manufacturing:
    1. Fur clothing, fur coats or fur jackets – custom made exclusively.  Refer to Code 2503 “Custom Clothing or Tailor Shop – Alterations – No Mass Mfg., Dry Cleaning or Laundering.”
    2. Fur glove linings.  Leather or textile glove manufacturing including fur linings.  Refer to Code 2670 “Glove Mfg. – Leather or Textile.”                            
  2. Bristles sold in bales by dealers.  Refer to Code 8103 “Wool Merchant & Drivers.”  

  3. Fur pointing.  Refer to Code 2534 “Feather or Flower Mfg. – Artificial.”      

  4. Reinforcing fur pelts with fabric.  Refer to Code 2688 “Leather Goods Mfg. – NOC.”       

  5. Tanning or dehairing hides.  Leather splitting or tanning.  Refer to Code 2623 “Leather Mfg. – Patent or Enamel.”

Furnishing Goods Mfg. – NOC – From Textile Fabrics

Note:

Description

Code 2553 applies to employers engaged in manufacturing furnishing goods produced from fabrics or soft textile-type plastics such as vinyl.  This classification applies to the manufacturing of all types of household furnishings or linens such as draperies, curtains, window or lamp shades, slipcovers, venetian blinds, sheets, pillowcases, bedspreads, mattress covers, towels, table cloths and napkins.

Additional products made from textiles that qualify for this classification are seatbelts, seat covers, backpacks, knapsacks, banners, flags and pennants, bias or straight binding tapes or ribbons, powder puffs, buffing or polishing wheels, permanent wave pads, hat linings including those made from buckram and coat fronts or interlinings.  It also includes the manufacturing of inflatable beds, balls, pools and rafts.

The basic operations of this classification involve cutting materials to size and pattern and assembling by sewing or heat sealing.  The products may be finished by adding various bindings, trimmings or embroidery.

Silk screen printing when performed by the hand squeegee method is also subject to this classification.  Incidental operations include the manufacturing of silk screen stencils used in printing by the same employer.

Assignment By Analogy

Badges – cloth emblem

Operations To Be Separately Rated

  1. Manufacturing:
    1. Lampshade wire frame.  Refer to Code 3257 “Wire Goods Mfg. – NOC.” 
    2. Pillow or quilt – filled, stuffed or quilted textile products.  Refer to Code 2571 “Pillow, Quilt or Cushion Mfg.”  
  2. Draperies or Curtains Installation in public buildings:
    1. From floor or step ladders.  Refer to Code 9521 “House Furnishings Installation & Upholstering – NOC & Upholstering – All Operations to Completion.”
    2. Other than from floor or step ladders.  Refer to Code 9539 “Awning, Tent or Canvas Goods Erection, Removal or Repair – All Operations to Completion & Drivers.”      

Furniture Assembly – Wood – From Manufactured Parts

Note:

Includes finishing.

Shall not be assigned to an employer engaged in operations described by another classification unless the operations subject to Code 2881 are conducted as a separate and distinct business.

Description

Code 2881 applies to employers engaged in assembling furniture from parts that are manufactured by others.  Includes all types of home and office furniture such as tables, chairs, dressers, chests of drawers, bed frames and desks.  The assembly includes the use of nails, screws, brackets, glue, dowel pins and clamps.  It also includes the finishing of the assembled products by painting, staining, varnishing, lacquering, shellacking or covering surfaces with Formica type materials.  The assembly of metal or plastic furniture from parts manufactured by others is also assigned to this classification.

This classification also applies to manufacturing and finishing cabinet-type products such as picture frames, book cases and cabinets only when these articles are made without the use of power-driven woodworking machinery.  The parts are then assembled and finished to form the completed product.

Additionally, this classification also applies to assembling Venetian type blinds made of metal, wood or plastic.  Parts, including slats which are manufactured by others, are assembled and finished by painting, if necessary.  Slat materials and top and bottom rails may be cut to length, drilled or punched and assembled with hardware, tape and cords.

The repair or reconditioning of wood or metal furniture which does not require the manufacturing or fabrication of parts is also assigned to this classification.

Assignment By Analogy

• Clothes or garment closets – wood
• Carpet/rug – tackles strip for laying carpet    
• Chair repairs or furniture repairs – tighten, reassemble and refinish – repair – outside

Operations To Be Separately Rated

  1. Manufacturing:
    1. Architectural wood windows or doors.  Refer to Code 2817 “Cabinet Works – NOC – With Power Machinery.”
    2. Furniture – wood – manufacturing of parts and assembling into completed furniture by the same employer.  The manufacture of unassembled furniture parts.  Refer to Code 2883 “Furniture Mfg. – NOC – Wood.” 
    3. Furniture produced from rattan, willow or twisted fibers.  Refer to Code 2913 “Rattan, Willow or Twisted Fiber Products Mfg.”
  2. Installation:
    1. Furnishing goods such as picture frames and blinds.  Refer to Code 9521 “House Furnishings Installation & Upholstering – NOC – All Operations to Completion.”
    2.  Furniture.  Refer to Code 5429 “Cabinet Works Installation – All Operations to Completion,” 5403 “Carpentry – NOC – All Operations to Completion,” Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion,” or Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”
  3. Upholstering of new or used furniture frames.  Refer to Code 9522 “Upholstering.”

Furniture Mfg. – NOC – Wood

Note:

Code 2883 and Code 2923 “Musical Instrument Mfg. – NOC – Wood” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Code 2883 and Code 2881 “Furniture Assembly – Wood – From Manufactured Parts” shall not be assigned to the same employer unless the operations described by these  classifications are conducted as separate and distinct businesses.          

Includes installation of billiard tables when installation is performed by the manufacturer.  Includes installation of audio or visual components by the manufacturer of wood cabinets for audio or visual devices.

Description

Code 2883 applies to employers engaged in manufacturing completed wood furniture pieces or sets such as bedroom, living room and dining room sets, office furniture, billiard tables, console type audio cabinets, radio or television cabinets, piano cases, juvenile or nursery furniture, lawn or garden furniture, frames for upholstered furniture, tables, chairs, desks, wardrobe and other similar free-standing furniture items.

The operations included under this classification contemplate both the fabrication of the various parts on woodworking machines and the subsequent assembly of the components into completed furniture.  Also included is the finishing by staining, painting, varnishing, lacquering and polishing.  In addition, hardware such as hinges, pulls, locks and casters are attached.

Manufacturing wooden furniture parts such as legs, arms, seats, backs and similar parts are also contemplated by this classification. 

The repair of furniture when it is necessary to machine new parts as replacements for damaged or broken units is also encompassed under this classification.  The furniture parts are shipped to furniture manufacturers for assembly. 

Assignment By Analogy

• Billiard table
• Casket or coffin – wood – burial – includes the manufacturing of metal fittings
• Furniture stock

Operations To Be Separately Rated

  1. Manufacturing:

    1. Architectural wood windows or doors.  Refer to Code 2817 “Cabinet Works – NOC – With Power Machinery.”
    2. Furniture produced from rattan, willow or twisted fibers.  Refer to Code 2913 “Rattan, Willow or Twisted Fiber Products Mfg.”
  2. Furniture Installation.  Refer to Code 5429 “Cabinet Works Installation – All Operations to Completion”, Code 5403 “Carpentry – NOC – All Operations to Completion”, Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion,” or Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”

  3. Furniture made of wood assembling and finishing using prefabricated parts purchased from others.  Furniture repair or conditioning from prefabricated parts requiring little or no woodworking machine operations.  Refer to Code 2881 “Furniture Assembly – Wood – From Manufactured Parts.”

  4.  Furniture refinishing only – without any repairing or reconditioning of furniture.  Refer to Code 9501 “Painting – Shop Only & Drivers.”  

Furniture Moving and/or Storage & Drivers

Note:

Includes packing or handling household goods away from the employer’s premises.

Description

Code 8293 applies to employers engaged in moving and/or storage of furniture and household furnishings.

Furniture and household furnishings are moved from one location to another or to and from storage warehouses.  In some instances, the drivers and helpers or a separate force of employees will pack and crate goods at homes prior to moving them.  At the warehouses, articles are packed, crated and stored.

If an employer also stores general merchandise in addition to household or office furniture at the same warehouse, the square footage breakdown between furniture storage and general merchandise storage areas would determine the appropriate storage warehouse classification.  If the square footage is mostly devoted to the storage of household or office furniture, then this classification would apply.

This classification does not apply to an employer operating a warehouse for storage of their own merchandise.

Assignment By Analogy

Household moving furniture and household goods with or without storage facilities – including packing of furnishings at customer’s premises and delivery

Operations To Be Separately Rated

  1. Storage of general merchandise.  Refer to Code 8292 “Storage Warehouse – NOC.”

  2. Cold storage.  Refer to Code 8291 “Storage Warehouse – Cold."

Furniture Store – Wholesale or Retail & Drivers

Note:

Description

Code 8044 applies to wholesale dealers or retail stores principally engaged in selling furniture including antique furniture for homes, lawns, gardens, offices and hotels.  The furniture may be sold directly from the floor of the store or ordered from catalogues and samples on display in showroom and subsequently shipped by the store to the customer.  The word “furniture” as used in this classification includes living room, dining room, bedroom or kitchen sets and individual pieces such as sofas, chairs, tables, beds, chests, breakfronts, bookcases, pianos and organs.

In addition, furniture stores may sell a minor amount of other merchandise such as bedding carpets, linoleum, lighting fixtures, lamps, household appliances, mirrors, pictures, radio and television sets or kitchen cabinets.

This classification also includes the delivery and setting merchandise in place, the installation of home furnishings such as carpets, linoleum, draperies, pictures or mirrors and the polishing and minor repair of furniture on the insured’s premises or at the customer’s location.

Assignment By Analogy

Operations To Be Separately Rated

  1. Sale of principally bedding, carpets, linoleum, lighting fixtures, lamps, household appliances, mirrors, pictures, radio and television sets or kitchen cabinets.  Refer to Code 8017 “Retail Store – NOC – No Service of Food” or Code 8018 “Wholesale Store – NOC” depending upon whether the sales are principally retail or wholesale.

  2. The installation of furniture or fixtures not performed by a furniture wholesaler or retailer.  Refer to Code 5429 “Cabinet Works Installation – All Operations to Completion”