WC & EL / PART TWO / CLASSIFICATION CODE INTERPRETATIONS

Code 2817 applies to employers engaged in manufacturing wood products in which woodworking, assembling or finishing operations are performed with power-driven machinery.  Many of these products are made to the customers’ specifications and require installation operations.

• Architectural wood window or door manufacturing
• Cigar box manufacturing – wood
• Picture frame manufacturing – wood
• Toy manufacturing – wood   

1. Furniture assembly – wood – from manufactured parts.  Picture frame manufacturing – wood.  No power machinery used.  Refer to Code 2881 “Furniture Assembly – Wood – From Manufactured Parts.”  

2. Furniture manufacturing – wood.  Refer to Code 2883 “Furniture Mfg. – NOC – Wood.”      

3. Installation.  Assign the appropriate installation classification.

4. Upholstering.   Refer to Code 9522 “Upholstering.”

Not available for division of payroll with Code 5403 “Carpentry – NOC – All Operations to Completion,” Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion,” or Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion” at the same job or location.

Code 5429 applies to employers engaged in installing wood or metal cabinets, parquet or wooden flooring, shelving and wood or metal partitions.  Measurements are taken at the customer’s premises, and plans or blueprints may be drawn up. Old cabinets may be removed by the installers.  Parquet or strip wood floors are installed using hand tools.  Hardwood flooring is installed by laying out hardwood boards, cutting them to length and then placing them on the floor.

This classification includes the installation of architectural wood window and doors.

1. Cabinet manufacturing with power machinery.  Refer to Code 2817 “Cabinet Works – NOC – With Power Machinery.”

2. Installation of refrigeration equipment, service or repair.  Refer to Code 3724 “Machinery or Equipment Erection or Installation – NOC – All Operations to Completion & Drivers” and Code 3737 “Machinery or Equipment Repair or Servicing at Customers’ Premises – NOC – All Operations to Completion & Drivers.”

3. Refinishing floors – sanding and varnishing.  Refer to Code 9030 “Building Service Contractor.”

Code 7536 applies to employers engaged in installing cable in conduits or subways.  The installation of cable in conduits involves pulling the cable through the conduit.  Several factors are taken into consideration before the cable is pulled through the conduit such as the size of the conduit, size and weight of the cable, tension requirements and jamming possibilities. Calculations may need to be done in order to determine if the pull will be successful or not prior to installing the cable in the conduit.  Lubricants that are specifically used for pulling cable through the conduits, are used to lubricate the cable at the time it is being pulled and also the conduit in some cases to assist with achieving a successful pull.  This classification also applies to employers engaged in the installation of cable in subways.

1. Cable installation:
   1. Conduit construction – by specialist contractor.  Refer to Code 6325 “Conduit Construction – For Cables or Wires – All Operations to Completion & Drivers.”
   2. Underground – manually.  Cable installation – street line.  Refer to Code 7601 “Telephone, Telegraph or Fire Alarm Line Construction – All Operations to Completion & Drivers.”
   3. Or repair – communication type – used by telegraph or telephone industry.  Cable installation residential – service connections only.  Refer to Code 7600 “Telephone or Telegraph Co. – All Other Employees & Drivers.”

Includes incidental wire stranding.

Code 4470 applies to employers engaged in manufacturing insulated electrical wire and/or the insulating or covering of wire.  Raw materials such as drawn wire (copper and aluminum) and insulating material such as rubber, plastic, cotton thread, paper, vinyl, lacquer and enamel are purchased from outside suppliers.  Various gauges and types of wire can be insulated using various types of insulating materials.  The most common types of wire that are insulated are copper and aluminum.  The wire is insulated using extruding machines.  

This classification also includes employers engaged in covering wire with plastic or rubber insulation coverings.  The insulated electrical wire is inspected to assure quality. It is then wound on spools to be sold to the employer’s customers.

Electrical BX insulated cable manufacturing

1. Wire drawing.  Refer to Code 1924 “Wire Drawing or Cable Mfg. – Not Iron or Steel” or Code 3241 “Wire Drawing – Iron or Steel.”      

Code 9048 applies to employers engaged in operations of a camp for either children or adults.  Camp operations are most commonly conducted during the summer.  This classification includes camps that offer overnight accommodations. Members pay a fee to the employer to join the camp.

Activities such as swimming, horseback riding, fishing, hiking, tennis, karate, volleyball, basketball and softball are available to the members of the camp.  Counselors, employed by the insured, conduct the above activities.  Lifeguards assure the safety of the members when they are swimming in a pool or lake located on the campground.

Food for the campers is prepared by the kitchen staff or may be purchased from outside caterers.  If the camp offers overnight accommodations, a housekeeping staff is employed to maintain the rooms of the campers as well as change linens.  Maintenance employees maintain the campgrounds, and/or the equipment used by the members.

Summer camps that do not provide overnight accommodations offer the same activities that will be conducted at the campsite or at locations away from the campsite such as taking members to the beach, a public pool, or a horse-riding academy and on field trips.

• Boy or Girl Scout councils
• Community centers – camp operations away from centers – summer camps
• Day or resident camps

1. Community and senior citizen centers – including arts, crafts, language instruction, gym and physical activities.  Refer to Code 9063 “YMCA, YWCA, YMHA or YWHA, Institution – All Employees & Clerical.”

Code 3220 applies to employers engaged in manufacturing various types of metal cans made from aluminum sheet metal and tin plate.  Manufacturing cans is ordinarily an automated process.

The cans are manufactured using the following steps:  Large coils of metal are received from others.  The metal coils are cut into sheets based on the anticipated size of the cans to be manufactured.  The sheets are sprayed with a coating to protect what is to become the can’s interior. The sheets are printed with information as required.  The sheets are then slit and placed into a body former which forms the metal into a cylinder (can).  The cylinder is then sealed at the side by cement, solder or a welding process.  The cans are washed and inspected for any leaks or imperfections.  The appropriate size lids and bottoms are packaged along with the cans for shipment to the employer’s customers.

Ferrule manufacturing

1. Cannery business – canning of a variety of products such as fruits, vegetables, sauerkraut, fish and moist pet foods.  Includes cooking.  Refer to Code 2111 “Cannery – NOC.”

Shall not be assigned to an employer engaged in operations described by another  classification unless the operations subject to Code 4710 are conducted as a separate and distinct business. 

Code 4710 applies to employers engaged in manufacturing candles, and other wax products such as wax chalk and sealing wax. Beeswax, paraffin, stearin, wicks and aniline colors are received from others. The wax is heated in steam-jacketed vessels or gas heated kettles into which wicks are dipped by use of dipping equipment which can be activated manually or automatically. When the candles attain the desired size and shape and have cooled, they are taken from the dipping cycle. After cutting the wicks, the candles are put into self-fitting end molds to shape the base. Color is then laminated into the candles by dipping operation. After cooling they are inspected, wrapped and packaged. Candles may also be manufactured in molds or hand decorated.

This classification also applies to employers engaged in manufacturing crayons. For the manufacturing of crayons, wax and pigments are mixed inside of heated vessels. The mixture is then poured or pumped into molds that are shaped in the form of crayons. After the cooling period is completed, labels are attached to the crayons. The crayons are then inspected, boxed and packed for shipment.

1. Manufacturing:
   1. Furniture or floor wax.  Refer to Code 4597 “Paste, Ink (Writing) or Mucilage Mfg.” 
   2. Pencil stock, wooden pencils or penholders. Refer to Code 2841 “Woodenware Mfg. – NOC.”
   3. Wax from fats, oils or other raw materials.  Refer to Code 4665 “Rendering Works – NOC & Drivers.”
   4. Waxed paper – no coating with wax.  Refer to Code 4279 “Paper Goods Mfg. – NOC.”

2. Waxed paper – coating with wax – no paper manufacturing.  Refer to Code 4250 “Paper Coating.”

Code 2041 applies to employers engaged in, but not limited to, manufacturing candy bars, chocolate bars, chewing gum, glaceed fruit, jellybeans, lollipops, licorice, breath mints, taffy, and other confections.  Includes manufacturing from cocoa beans.  The processes of manufacturing products included under this classification may be automated or manually performed.

The processing of cocoa beans includes cleaning and roasting of the cocoa beans.   Once the roasted beans are cooled, they crack open and the nibs (inner portions) are separated from the shells.  Some manufacturers will pack the shells and sell them as a by-product.  The nibs are blended and milled which converts them into a coarse liquor.  This chocolate liquor is pumped through a hydraulic press which extracts the fat, (cocoa butter) leaving a caked residue.  The cakes are broken down, pulverized to a fine powder, and the powder is sifted, cooled and packed.

The chocolate manufacturing process begins the same as the cocoa manufacturing process up to the point where the nibs are converted into a coarse liquor.  At this point, the cocoa liquor is combined with powdered sugar or artificial sweeteners, milk or milk powder, cocoa butter and flavorings.  All ingredients are mixed forming a paste.  The paste is refined and tempered until it reaches the desired liquid consistency.  This chocolate liquid is then pumped into forms or molds and cooled, forming ten-pound cakes.  The cakes are removed from the molds, wrapped and packed.  These are usually sold to confectionery manufacturers or bakeries for use in their own operations.

Also included under this classification are employers that are engaged in manufacturing candy and confections whether from chocolate or sugar, artificial sweeteners, corn syrup, extracts, flavorings, fruits, nuts, gelatin or other ingredients. 

Manufacturing chewing gum, gum balls, gum with liquid centers, different shapes and sizes of gum are also included under this classification.

• Cake decorations – edible  
• Marzipan  
• Popcorn

1. Manufacturing of cake mix  and chocolate syrup.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”

2. Shelling and roasting nuts.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”

Code 2111 and Code 2114 “Oyster Processing” shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses.

Code 2111 applies to employers engaged in canning a variety of products, primarily fresh vegetables and fruit.  The preliminary operations involve the cleaning and otherwise preparation of the produce for canning by washing, grading, and blanching.  Some produce require peeling, slicing or coring.  Some require preheating or softening but, for the most part, the cooking takes place after the cans are sealed, usually by machine.  Cans are then placed in retorts until properly heated or cooked.  They are then washed, cooled, labeled, stored, or shipped.  The canning of dog and/or cat food (wet process) is covered by this classification as well as the freezing of vegetables where the preparatory operations are the same as canning except vegetables are packaged and frozen rather than canned.  The packaging of aerosol products, compounds into plastic containers and the canning of motor oil and turpentine by contractors also fall within the scope of this classification.

• Baked beans– including cooking 
• Seafood

1. Manufacturing:
   1. Baked beans.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”
   2. Can – not in conjunction with canning operations subject to Code 2111.  Refer to Code 3220 “Can Mfg.”
   3. Fruit juices.  Refer to Code 2143 “Fruit Juice Mfg. – All Operations.”

2. Dehydrating.  Fruit processing.  Vegetables including bottling and canning of catsup and tomato paste.  Refer to Code 2112 “Fruit Evaporating or Preserving.”  

3. Cooking, packing, freezing or canning of macaroni or vegetables.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.”   

4. Fruit or vegetable dealer – receives, sorts, cleans and freezes without processing such as performed by an employer engaged in operating a cannery and fruit evaporating or preserving operations.   Refer to Code 8048 “Fruit or Vegetable Store – Wholesale.” 

5. Oyester Processing including sorting, shucking, washing or packing and cannery operations when performed in connection with oyster processing.  Shore or dock work only.  Refer to Code 2114 "Oyster Processing."

6.   Saukerkraut preparation and shipping in buld.  Refer to Code 2101 "Fish Curing."

Code 3881 applies to employers engaged in manufacturing, repairing, rebuilding or dismantling railroad cars.  The railroad cars manufactured may be passenger type cars, steel tank cars or gondola cars.

Operations contemplated by this classification include the manufacturing of steel frames for the car bodies which may involve work such as shearing, punching, pressing, forming and fabricating under-frames or chassis and steel plate work such as cutting, fitting, bolting, riveting or welding, and machining parts such as turning axels, boring wheels, drilling and assembly of car fittings, etc. 
 
The operations will differ somewhat between manufacturing railcars and renovating them.  When an employer receives a railcar to be refurbished, they will jack up the car on stands to be worked upon.  In some cases, it is not necessary for the employer to work under the railcar.  The employer will then proceed to dismantle the cars by removing old seats, fixtures, doors, windows, controls, heating and cooling units, handrails, furniture, etc.  After the employer has removed the required fixtures and furnishings, the employer will then install new electrical, plumbing, heating and cooling systems.  The employer will add the necessary lighting fixtures, plumbing fixtures and control panels with the systems being wired and pipe connections made.

The interior of the railcar is finished by adding seats, handrails, windows, doors, weather-stripping and moldings.  For sleeper cars, pre-made fiberglass sections are inserted into the body of the railcar, slid in place and secured.  For dining cars, the employer will add the required tables, chairs and bars.  The employer will then secure the refurbished truck and wheel assemblies to the underside of the railcar and if required, electric traction motors are added.  The railcar is then taken to the paint area in which the railcar is spray painted, dried and decals added.  The finished railcar is taken to a test building in which the railcar is sprayed with water to test for leaks.  The completed railcar is inspected, loaded onto common carrier trucks for return to the customer or are taken by rail back to the customer.

1. Railroad operation.  Freight terminals operated by railroad employees.  Refer to Code 7133 “Railroad – All Employees & Drivers.”

2. Manufacturing:
   1. Railroad signals lights.  Refer to Code 3179 “Electrical Apparatus Mfg. – NOC.”
   2. Railroad signals poles or stanchions.  Refer to Code 3040 “Iron or Steel Fabrication – Iron or Steel Works – Shop – Ornamental & Drivers.”

The entire remuneration of all employees shall be included in computing premium, subject however, to the maximum average weekly wage per employee.  Refer to the “Miscellaneous Values” of Part Three – Loss Costs of this Manual for current weekly maximum amounts.

Code 9186 applies to employers operating traveling amusements such as, but not limited to, traveling carnivals, traveling circuses, traveling rodeos, traveling animal shows, traveling automobile stunt shows (including drivers and mechanics), and traveling amusement device operators.  This classification also includes all employees such as, but not limited to, ticket sellers and employees who dismantle, transport, re-erect, operate, and maintain equipment required for a traveling amusement to conduct business. 

Trainers of circus animals

1. Amusement:
   1. Park operation.  Refer to Code 9016 “Amusement Park or Exhibition Operation & Drivers.”
   2. Device operators at a permanent location.  Refer to Code 9180 “Amusement Device Operation – NOC – Not Traveling & Drivers.”

Separately rate commercial lumber yards, building materials dealers or fuel and material dealers.

This classification is not available for division of payroll with Code 2731 “Planing or Molding Mill” or Code 2737 “Door, Sash or Assembled Millwork Mfg. & Drivers.”

Code 2802 applies to employers engaged in manufacturing prefabricated wood products used in the construction of buildings, such as trusses, rafters and other prefabricated building sections.  These products are often manufactured on a custom or job basis to fit the specifications of particular buildings being designed as an integral and inseparable part of a building that cannot be removed without essentially damaging the structure.  Shops of this type are frequently operated by building contractors as an incidental part of their construction work.

This classification also applies to manufacturing other wood products, including portable buildings, (such as shanties, sheds, toilets, and field offices) tanks, silos, pallets, skids, reels, theatrical scenery, flag poles, masts spars, fencing, sawhorses, sauna rooms, newspaper display stands, stairs, construction tool bins, scaffolding and similar products.  All of the products assigned to this classification require little or no finishing.

Includes in-shop repair of products contemplated by this classification.

• Dolly manufacturing
• Refrigeration equipment manufacturing – commercial – walk-in cold rooms – prefabricated

1. When an employer deals in any lumber or building materials, in addition to performing carpentry shop operations, all yard operations including all drivers are separately rated under the appropriate yard classification.

2. Manufacturing:
   1. Architectural wood windows or doors.  Refer to Code 2817 “Cabinet Works – NOC – With Power Machinery.” 
   2. Barrel parts.  Refer to Code 2710 “Saw Mill.” Subsequent barrel assembly operations.  Refer to Code 2759 “Box or Box Shook Mfg.”
   3. Crates, boxes or box parts.  Refer to Code 2759 “Box or Box Shook Mfg.”
   4.  Furniture stock – wood.  Refer to Code 2883 “Furniture Mfg. – NOC – Wood.”
   5.  Kitchen and display cabinets – assembled or architectural woodwork manufacturing.  Refer to Code 2817 Cabinet Works – NOC – With Power Machinery.” 
   6. Planed or dressed lumber, including unassembled millwork.  Refer to Code 2731 “Planing or Molding Mill.”
   7.  Veneer.  Refer to Code 2714 “Veneer Mfg.” 
   8.  Veneer products.  Refer to Code 2916 “Veneer Products Mfg.”
   9.  Window frames, sash, doors or other assembled millwork – wood.  Refer to Code 2737 “Door, Sash, or Assembled Millwork Mfg. & Drivers.”
   10. Wood turned products including brush, broom or tool handles and spools.  Pencil stock manufacturing, ladders or stepladders manufacturing – wood.  Refer to Code 2841 “Woodenware Mfg. – NOC.”    

Includes garages constructed in connection with the dwellings.

Code 5645 applies to employers engaged in all carpentry work in connection with the construction of detached one or two-family dwellings.  This includes the construction of patios, trusses, framing, siding, installation of interior trim, doors, door frames, sashes, wallboard installation, windows, stairs, finished flooring, cabinet installation, fencing, gates, decking, carports and roofing.

General carpentry repairs or remodeling, other than roofing, in connection with the buildings is also assigned to this classification.

1. Carpentry work – construction in buildings three stories or less.  Refer to Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”

2. Carpentry work.  Refer to Code 5403 “Carpentry – NOC – All Operations to Completion.”

Applicable only to buildings designed primarily for multiple dwelling occupancy and includes garages constructed in connection therewith.

Code 5651 applies to employers engaged in carpentry work in connection with the construction of dwellings that are three stories or less when performed by employees of the same carpentry contractor responsible for the entire construction project.  This includes the construction of patios, trusses, framing, siding, installation of interior trim, doors, door frames, sashes, wallboard installation, windows, stairs, finished flooring, cabinet installation, fencing, gates, decking, carports and roofing.

General carpentry repairs or remodeling, other than roofing, in connection with the buildings is also assigned to this classification.

1. Carpentry work:
   1. Construction on one- or two-family dwellings.  Refer to Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion.”
   2. General carpentry or work on dwellings more than three stories.  Refer to Code 5403 “Carpentry – NOC – All Operations to Completion.”

2. Siding installation – not done by contractor engaged in carpentry operations.  Refer to Code 5648 “Aluminum, Plastic or Vinyl Siding Installation – All Operations to Completion & Drivers.”                                

Code 5403 applies to employers engaged in general carpentry work not otherwise classified in the Manual.  Operations assigned to this classification include, but are not limited to, the construction of wooden bridges and decks, the setup of wood silos, tanks, gazebos, pergolas, and trellises, and carpentry repair work involving termite control.

Carpentry repair and/or remodeling of commercial buildings and structures and dwellings that exceed three stories in height are also assigned to this classification.  To qualify for this classification, carpentry repair or remodeling operations of an interior or exterior nature must take place along with some framing or structural carpentry renovation of the premises that would ordinarily be assigned to this classification.  When these conditions occur, the employer is performing operations that are analogous to the construction of dwellings and/or commercial structures, and this classification is assigned to all carpentry operations in connection with the repair or renovation project.  Singular repair operations are assigned to the appropriate classifications representing their specific trades.  However, when activities of this nature take place in connection with operations that involve some framing or structural renovation of the dwelling or commercial structure, this classification must be assigned to these specialty operations.

Includes all carpentry work when performed by employees of the same carpentry contractor or general contractor responsible for the entire dwelling construction project.

• Military reservation – carpentry
• The erection or dismantling of wood oil rigs and derricks
• Wooden gate or fence installation
• Wooden pole erection

1. Buildings:
   1. Three stories or less.  Refer to Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”
   2. One or two-family detached.  Refer to Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion.”

Code 2402 applies to employers engaged in manufacturing carpets and rugs made from synthetic material such as cotton, wool, nylon or polyester.  Pile yarn is sewn or woven together by machine.  Tufts are left in loop form or cut at the top with electric cutting devices, if cut pile carpeting is desired.  Tufts are then firmly attached to the backing by means of a rubberized latex compound.  In applying the latex to the backing, the carpet is passed on rollers over a vat of latex applying liquid as it rolls, then the carpet passes through a dryer to dry the latex.  Tufting machines, infrared dryers, electric cutting knives, looms and sewing machines may be used in these processes.    

This classification includes the operation of manufacturing nylon carpet pads made exclusively from fibers. 

• Artificial woven grass     
• Automobile carpet    
• Carpet and rug fabrics or fibers – other than hemp or jute – including repair in shop by specialty firms    
• Stairs treads – carpet type   
• Tapestries – including repair in shop

1.  Manufacturing:
   1. Carpet or rug portable cleaning equipment – commercial or residential type.   Refer to Code 3179 “Electrical Apparatus Mfg. – NOC.”  
   2. Carpet or rugs manufactured from jute or hemp.  Includes repair in shop.  Refer to Code 2302 “Silk Thread or Yarn Mfg.”
   3. Carpet pad – felt.  Refer to Code 2288 “Felt Mfg.”
   4. Carpet pad – foam rubber.  Refer to Code 4410 “Rubber Goods Mfg. – NOC.”
2.  Installation:
   1. Artificial woven grass at customer’s location.  Refer to Code 0042 “Landscape Gardening – All Operations to Completion & Drivers.”
   2. Carpet or rug at customer’s location.  Refer to Code 9521 “House Furnishings Installation –NOC & Upholstering – All Operations to Completion.”     

3. Carpet or rug binding, cutting and sewing by a dealer.  Dyeing carpet or rugs by hand and retouching.  Refer to Code 2553 “Furnishing Goods Mfg. – NOC – From Textile Fabrics.”  

4. Carpet or rug cleaning at customer’s location or in shop.  Dyeing carpet or rugs not by hand.  Refer to Code 2593 “Carpet, Rug or Upholstery Cleaning – Shop or Outside & Route Salespersons, Drivers.”     

Code 2593 applies to employers engaged in cleaning carpets, blinds, rugs and/or upholstery at customers’ locations or in their own shop.

Carpet, rug and upholstery cleaners engage in a variety of cleaning methods such as in-shop cleaning, rotary shampooing, hot water extraction, dry cleaning, bonnet cleaning and foam cleaning.  The majority of carpet and upholstery cleaning services operate at their customers’ locations such as commercial establishments and residential locations.  On-site services may use truck-mounted or portable carpet or upholstery cleaning equipment.  At the shop, cleaners primarily clean area rugs, both domestic and imported.

Mattress and box spring sterilizing

1. Carpet or rug installation at customers’ premises.  Refer to Code 9521 “House Furnishings Installation & Upholstering – NOC – All Operations to Completion.”

2. Carpet or rug manufacturing – other than jute or hemp.  Refer to Code 2402 “Carpet or Rug Mfg. – NOC.” 

3. Rug or carpet dyeing by hand and retouching.  Refer to Code 2553 “Furnishing Goods Mfg.  –NOC – From Textile Fabrics.”

Includes glass manufacturing.

Code 4133 applies to employers engaged in manufacturing cathedral or art glass windows or stained-glass windows.  The manufacturing of stained glass is contemplated within the scope of this classification and involves the mixing of sand, soda ash and metal oxides received from others.  The raw materials are melted in a furnace and the molten glass is either rolled into sheets by machine or blown into long balloon shapes that are slit open and flattened by reheating.  Color is added to its surface while it is still in the molten state.  Some employers purchase their stained glass from others.  In the production of the product a substantial proportion of artistic hand labor is involved.  Drawing and stiff pattern paper, carbon paper, masking tape, kerosene, H-lead cames (standard, flat and rounded), wire solder and putty are received from others.  Duplicate copies of the original design are prepared.  One copy is cut up to make patterns for cutting each piece of glass, and another one is the leading guide onto which the cames are placed.  After all glass for a pattern is cut, the individual segments are set in place on the leading guide by pressing into the channels of the lead came.  All joints are then fluxed and soldered, and putty is pushed into all open spaces between the glass and the cames. 

The completed window is cleaned, inspected and prepared for shipment.

Glass window manufacturing – stained and leaded – repair shop

1. Glass installation at customers’ locations.  Refer to Code 5462 “Glazier – Away From Shop – All Operations to completion & Drivers.”

2. Glass merchant principally engaged in selling purchased plate glass.  Includes bending, grinding, beveling or slivering or plate glass.  Refer to Code 4130 “Glass Merchant.”

3. Manufacturing:
   1. Glassware:
      1. By automatic blowing machines.  Refer to Code 4114 “Glassware Mfg. – NOC.”
      2. By hand.  Refer to Code 4111 “Glassware Mfg. – No Automatic Blowing Machines.”
      3. (Not Otherwise Classified (NOC).  Refer to Code 4101 “Glass Mfg. – NOC & Drivers.”
   2. Mirror.  Refer to Code 4131 “Mirror Mfg.”

Code 8069 applies to stores principally engaged in the retail selling of cellular telephones, smartphones, pagers and calling cards.  Also includes the activation or renewal of cellular telephone service plans, and incidental service or repair.  These stores may also sell an incidental amount of related cellular telephone accessories such as battery chargers, faceplates, skins, headsets, carrying straps and cases.

1. Wholesale sales of cellular telephones, smartphones, pagers, cellular telephone accessories such as face plates, skins, headsets, carrying straps and modular telephones.  Refer to Code 8018 “Wholesale Store – NOC.”

2. Retail sales of cellular telephone accessories such as faceplates, skins, headsets, carrying straps, and modular telephones.  Refer to Code 8017 “Retail Store – NOC – No Service of Food.”

3. Wholesale sales of cellular telephone battery chargers.  Refer to Code 7999 “Hardware Store – Wholesale.”

4. Retail sales of cellular telephone battery chargers.  Refer to Code 7998 “Hardware Store – Retail.”

Code 1701 applies to employers engaged in manufacturing cement, mortar, plaster, fiberglass insulation, rock wool, and similar products.

This classification also applies to employers engaged in manufacturing mica goods made from mica and mica preparing.  Mica is a silicate mineral such as muscovite, the most common type of mica in the mica group which readily separates into thin, pliable leaves due to its crystalline structure. This classification includes preparing mica which involves separating the mica leaves from chunks of mica ore.  In addition, this classification includes forming these leaves into sheets.

This classification also includes cutting mica sheets to size or into various shapes.  This material is most commonly used as insulation as it is heat resistant, primarily by industrial concerns such as but not limited to the electrical industry.     

This classification is also applicable to cutting shapes from purchased mica sheets or leaves that have been split by others.

• Drywall, sheetrock or wallboard
• Isinglass (muscovite) – mica in the form of thin sheets that are transparent for use such as in windows for stove doors of the coal or wood burning type 
• Perlite or vermiculite
• Spackling compound
• Stucco - mix and blend only

1. Building material dealer.  Refer to Code 8232 “Building Material Dealer – No Second-Hand Material & Local Managers, Drivers.” 

2. Digging sand or gravel.  Refer to Code 4000 “Sand or Gravel Digging & Drivers.”

3. Dredging.  Refer to Code 7333 “Dredging – All Types Program I,” Code 7335 “Dredging – All Types – Program II – State Act,” or Code 7337 “Dredging – All Types – Program II – USL Act.”

4. Excavation.  Refer to Code 6217 “Excavation – NOC – All Operations to Completion & Drivers.”

5. Grinding and pulverizing.  Refer to Code 1741 "Flint or Spar Grinding and Drivers."

6. Mining:
   1. With shafts, tunnels or drifts.  Refer to Code 1170 “Mining – NOC – With Shafts, Tunnels or Drifts & Drivers.” 
   2. Surface mining.  Refer to Code 1624 “Quarry – NOC & Drivers.”

7. Quarrying.  Refer to Code 1624 “Quarry – NOC & Drivers.”

Code 9220 applies to employers engaged in all cemetery operations; that is, the maintenance work such as cutting of grass, shrubbery, etc., the digging of holes in the ground prior to lowering of the caskets, the backfilling of the holes and the planting of shrubbery on the grave that has been backfilled.  This classification also includes the care and maintenance of each grave as well as general maintenance operations.  Additionally, the maintenance of a mausoleum is considered incidental to the operation of the cemetery and is included under the scope of this classification.  Salespersons assisting customers in the office who also show gravesites around the property are inclusive under this classification.

Grave moving, the reopening of graves, the removing and reinterring of remains is also inclusive under this classification.

Pet cemetery operations are also assignable to this classification.

• Burial vault installation – concrete
• Caskets and coffins – wood

1. Funeral parlor operations.  Refer to Code 9620 “Funeral Directors & Drivers.”

Shall not be assigned to an employer engaged in the manufacturing of chemicals. 

Code 4828 or Code 4829 “Chemical Mfg. – NOC – All Operations & Drivers,” Code 4611 “Drug, Medicine or Pharmaceutical Preparation – No Mfg. of Ingredients” and Code 4825 “Drug, Medicine or Pharmaceutical Preparation Mfg. – Includes Mfg. of Ingredients,” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Code 4828 applies to employers engaged in mixing, blending, compounding, packaging or bottling chemicals that are Not Otherwise Classified (NOC).  Employers’ operations that are subject to this classification do not manufacture any of the ingredients that comprise the chemicals, they receive the ingredients from others.  Depending on the method the employer uses, chemicals are mixed with the use of machinery or by hand.  Such products may be prepared by blending materials in the presence or absence of heat to produce a product.  This classification includes sifting, grinding, pulverizing, drying, liquefying, and blending ingredients with or without heat.  Chemicals are then filled in drums, containers, bottles or placed in packages and either shipped or delivered to the employer’s customers by the employer’s drivers or outside concerns.

1. Manufacturing:
   1. Acetylene gas – including tank filling, carbonic gas and oxygen or hydrogen.  Refer to Code 4635 “Oxygen or Hydrogen Mfg. & Drivers.”
   2. Alcohol – rubbing – isopropyl and drug, medicine or pharmaceutical preparation – including manufacturing of ingredients.  Refer to Code 4825 “Drug, Medicine or Pharmaceutical Preparation Mfg. – Includes Mfg. of Ingredients.”
   3. Chemical – Not Otherwise Classified (NOC).  Refer to Code 4829 “Chemical Mfg. – NOC – All Operations & Drivers.”

2. Alcohol – rubbing – bottling only – no manufacturing.  Drug, medicine or pharmaceutical preparation – no manufacturing of ingredients.  Refer to Code 4611 “Drug, Medicine or Pharmaceutical Preparation – No Mfg. of Ingredients.”
    

Includes blending or mixing.  Shall not be assigned to an employer that is engaged exclusively in the blending or mixing of chemicals.  The following is a partial list of the chemical manufacturing processes contemplated by this classification: alcoholysis, alkylation, amination, calcination, carboxylation, compression of gases, distillation, esterification, halogenation, nitration, oxidation, reduction, sulphonation.

Code 4829 or Code 4828 “Chemical Blending or Mixing – NOC – All Operations & Drivers,” Code 4611 “Drug, Medicine or Pharmaceutical Preparation – No Mfg. of Ingredients” and Code 4825 “Drug, Medicine or Pharmaceutical Preparation Mfg. – Includes Mfg. of Ingredients,” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Code 4829 applies to employers engaged in manufacturing products requiring a chemical conversion.  Chemical conversion is any process in which the substances used in the manufacturing process undergo a molecular change in composition.  This classification includes the manufacturing of chemical ingredients as well as the blending and mixing of the ingredients.  Depending on the type of chemical the employer manufactures, raw materials may be in the form of gas, liquid or in solid form such as crystals or powder.  There are several chemical processes that are used such as alcoholysis, alkylation, amination, calcination, carboxylation, compression of gases, distillation, esterification, halogenation, nitration, oxidation, reduction, sulphonation.

• Film development chemicals
• Helium – for balloons
• Moth balls or other deterrents

1. Manufacturing:
   1. Acetylene gas – including tank filling, carbonic gas and oxygen or hydrogen.  Refer to Code 4635 “Oxygen or Hydrogen Mfg. & Drivers.” 
   2. Alcohol – rubbing – isopropyl and drug, medicine or pharmaceutical preparation – including manufacturing of ingredients.  Refer to Code 4825 “Drug, Medicine or Pharmaceutical Preparation Mfg. – Includes Mfg. of Ingredients.” 

2. Alcohol – rubbing – bottling only – no manufacturing.  Drug, medicine or pharmaceutical preparation.  Refer to Code 4611 “Drug, Medicine or Pharmaceutical Preparation – No Mfg. of Ingredients.”

3. Chemical blending or mixing exclusively.  Refer to Code 4828 “Chemical Blending or Mixing – NOC – All Operations & Drivers.”

Includes foundation and applies to stone, brick or concrete chimneys.

Code 5000 applies to employers engaged in construction and/or erection of industrial and commercial chimneys or smokestacks.  The chimneys are constructed from stone, brick or concrete and includes excavation for the laying of foundations.  Bricks, stones or concrete are then layered from the foundation up to the required height.  Steel ladders, if needed, are attached to the chimney.  This operation is mostly performed by specialist contractors in this field of construction, however, this may also be done by general contractors.

This classification also applies to the repairing of industrial and commercial chimneys.  Employers have different methods of repairing these chimneys such as tuck pointing (filling and/or finishing brickwork with cement or mortar), rebricking, exterior concrete replacement, tear-down and rebuilding, reinforcement banding, interior lining includes gunite application, protective brick linings and application of other technical castings.

1. Construction or erection of residential chimneys.  Refer to Code 5022 “Masonry – NOC – All Operations to Completion.”

2. Erection of steel chimneys – heavy gauge.  Refer to Code 5040 “Iron or Steel Erection – Frame Structures – All Operations to Completion.”

3. Manufacturing of steel metal chimney – heavy gauge.  Refer to Code 3620 “Tank Building – Metal – Shop.”

4. Fabrication of sheet metal chimney:
   1. In shop and installation.  Refer to Code 5538 “Sheet Metal Work Erection, Installation or Repair – NOC – Shop or Outside – All Operations to Completion & Drivers.”
   2. In shop only.  Refer to Code 3066 “Sheet Metal Work – Shop Only,” and Code 3067 “Sheet Metal Work – Shop Only.”

Includes the rehandling and warehousing of prepared tobacco. 

Code 2172 applies to employers engaged in manufacturing cigarettes and cigars.  This consists of receiving tobacco in bales or hogsheads, conditioning the tobacco by humidifying, stripping tobacco leaves, blending and mixing, shredding and cutting, drying, cooling, and sweetening.  Tobacco then enters automatic cigarette-making machines.  The cigarettes are compressed, wrapped, sealed, stamped, labeled, and put into cartons.  This classification also includes any hand making of cigarettes.  This classification also applies to manufacturing cigarette filters exclusively.  This involves the use of converted cigarette-making machinery that rolls, crimps, and forms paper and cellulose acetate fiber.  A plasticizer material, in turn, is sprayed into the filters, followed by a drying process.

This classification also includes manufacturing smoking, plug, twist and snuff tobaccos.  This involves hand twisting tobacco, machine molding plug tobacco, hand wrapping the tobacco leaf around the molded plugs, and affixing brand labels and tax stamps.  This classification also includes tobacco cleaning, grading, stripping, steaming, and treating tobacco with flavoring extracts.  

1. Manufacturing:
   1. Cigarette paper from pulp.  Refer to Code 4239 "Paper Mfg."
   2. Pipe - wooden - tobacco.  Refer to Code 2790 "Pattern Making - NOC." 

Applies only in connection with construction or erection.  Does not apply to the payroll for cleaners except when the payroll for watch guards, timekeepers and cleaners is more than all other payroll of the employer which is subject to construction or erection classifications at the same job or location.

Code 5610 applies to employers engaged in removing construction or erection debris provided they are not engaged in construction or erection operations.  This classification also applies to debris removal employees of a construction or erection contractor provided that the payroll for the cleaners, timekeepers and watch guards is greater than all the other payroll of the employer subject to construction or erection classifications at the same job or location.  This classification can be applied to debris removal employees that are working on different floors of the job site that have already been completed by the tradesperson or to debris removal employees after the tradesperson left for the day provided their payroll meets the criterion. 

Timekeepers and watch guards employed by construction or erection contractors are present during the construction or erection operations.  Watch guards also work nights, weekends and holidays to assure that vandalism and theft does not occur.

The payroll of Code 5606 “Contractor – Executive Supervisor, Construction Executive, Construction Manager, Construction Superintendent or Project Manager” shall be excluded when determining whether the payroll for cleaners, timekeepers and/or watch guards exceeds all other payroll of the insured subject to construction or erection operations at the same job or location.  If the insured is classified as Code 5606 and also has this classification exposure, this classification shall apply even if the Code 5606 exposure is greater.

This classification does not apply to cleaner/debris removal employees working in conjunction with the tradespersons.  Such employees are considered laborers and subject to the same classification as the tradesperson.

1. Debris removal:
   1. During construction.  Assign the governing classification of the job site.
   2. Left by building demolition contractor.  Refer to Code 6217 “Excavation – NOC – All Operations to Completion & Drivers.”

2. Garbage or refuse collection including containerized.  Refer to Code 9403 “Garbage, Ashes or Refuse Collection & Drivers.”

3. Watchmen – guarding property of others – armed or unarmed.  Refer to Code 7723 “Detective or Patrol Agency & Drivers.”  

Includes incidental waterproofing, painting, pointing, caulking and other repairing.

Code 9025 applies to employers engaged in cleaning outside structural surfaces or walls regardless of height.  The employer will conduct a wide range of exterior maintenance services such as pressure or steam water washing, chemical cleaning, and abrasive or mechanical cleaning.

Employers will also conduct graffiti removal, public space maintenance and building restoration.  Some employers may use vehicles equipped with high-pressure hot water power washing equipment which is used to remove graffiti or other unwanted surface deposits such as paint, concrete, tar, etc.

Sandblasting – exterior – building surfaces

1. Cleaning:
   1. Building entrances and lobbies.  Refer to Code 9030 “Building Service Contractor.”
   2. Furnaces and chimneys from the roof.  Refer to Code 5545 “Roofing – NOC – All Operations to Completion & Drivers” and Code 5547 “Roofing – Built-Up – All Operations to Completion & Drivers.”

Code 8810 is subject to the Standard Exception Manual Rule IV – Classifications of this Manual.  This classification is not available for division of payroll.

Code 8810 applies to clerical office employees whose duties include creation or maintenance of financial or other employer records, handling correspondence, computer composition, technical drafting, and telephone duties, including sales by phone.

A clerical office employee must work in an area separated by floors, walls, partitions, counters or other physical barriers.  These employees are not to be regularly exposed to the operative hazards of the business.

• Computer system designers or programmers – exclusively office
• Drafting employees

1. Auditors, accountant or factory cost or office systematizer – traveling.  Refer to Code 8803 “Clerical Service Contractor – Traveling.”

2. Banks and trust companies.  Refer to Code 8855 “Bank and Trust Companies – All Employees & Clerical, Outside Salespersons, Drivers.”

3. Insurance companies.  Refer to Code 8723 “Insurance Companies & Clerical, Salespersons.”

4. Clerical office employees whose duties include creation or maintenance of financial or other employer records, handling correspondence, computer composition, technical drafting, and telephone duties, including sales by phone, from their residence.  Refer to Code 8871 “Telecommuter Clerical Employees.”

Code 8803 applies to traveling clerical-type employees who augment the staff of risks that provide accounting, auditing, computer programming, or related clerical services for their clients.  These types of services are performed at the client’s location.

Clerical service contractors provide clerical services at their client’s business location and may frequently travel from one location to another.

• Court stenographers
• Hotel management consultants – not employed by hotel
• Management Consultants

1. Insurance companies:
   1. Premium auditors.  Refer to Code 8723 “Insurance Companies & Clerical, Salespersons.”
   2. Adjustors and inspectors.  Refer to Code 8720 “Inspection of Risks for Insurance or Valuation Purposes – NOC.”

2. Office clerical staff or internal auditors that travel to various sites and perform audits of their own business not for others.  Refer to Code 8810 “Clerical Office Employees – NOC.”

Code 3385 applies to employers engaged in manufacturing watches, watch movements and clocks.  Materials such as ferrous and non-ferrous alloys, fasteners, cases, gems, and watchbands are received from others and used to make watches.  The manufacturing process involves casting the metals, punching, blanking, turning, grinding, plating, and assembling the watches and clocks using hand tools or small machines.  If necessary, precious gems are drilled and set into the watch faces.  The items are inspected, tested and packed for shipment to the customer.

This classification includes the repair of watches principally performed for dealers.

Electric razors, shavers or shears – assembly of purchased parts only

1. Watch case manufacturing.  Refer to Code 3381 “Silverware Mfg.”

2. Jewelry repair.  Refer to Code 3383 “Jewelry Mfg.”

Shall not be assigned to a risk engaged in operations described by another classification unless the operations subject to Code 2417 are conducted as a separate and distinct business.

Code 2417 applies to employers engaged in print customers’ designs on various textiles such as silk, cotton, wool and others by machine.  Textiles are received from others with print and design instructions.  Silk screens are created according to designs.  Rolls of fabric are printed on, dried and cured.  The printed fabrics are rolled, packed and shipped.

Embossing on textiles

1. Bleaching, dyeing, mercerizing or finishing new textiles for others.  Refer to Code 2413 “Textile – Bleaching, Dyeing, Mercerizing, Finishing.”  

2. Silk screen printing:   
   1. By a clothing manufacturer.  Refer to Code 2501 "Clothing Mfg."
   2. By hand.  Refer to Code 2553 "Furnishing Goods. Mfg - NOC - From Textile Fabrics."
   3. By machine.  Refer to Code 4299 "Printing."

3. Specialty contractors engaged only in silk screening textile bolts or cut garment parts by the hand “squeeze” method.  Refer to Code 2553 “Furnishing Goods Mfg. – NOC – From Textile Fabrics.”    

Includes dressing of dolls by a doll clothing, cloth dolls or cloth parts manufacturer.

Code 2501 applies to employers engaged in manufacturing clothing that is produced in quantity or mass produced.  Patterns or cloth are cut, sewn, finished, labeled, pressed and packaged.  Clothing may be produced from any type of cloth such as cotton, wool or velvet, and dressed furs or fur trimmings, linings or material for linings, interlinings, trimmings, Velcro, buckles, belts, buttons or fasteners.

This classification is also applied to employers that manufacture hats but does not apply to the manufacturing of hat frames made from buckram.  Hats may be made from textile, fur or felt bodies or straw.  Straw hats are braided from straw striping and sewn or stitched together.  Fur or felt body hats are cut, sewn, steamed or blocked in presses and trimmed.  Accessories may be added such as flowers, ribbons, bands, fur or feathers.  Hats made from textile may be embroidered or screen printed with the employer’s designs, artwork or logos.

Manufacturing parachutes and umbrellas are also assigned to this classification. 

Shoulder pads

1. Manufacturing:
   1. Bridal shops – custom made gowns exclusively.  Custom made knit goods including hand knitting.  Refer to Code 2503 “Custom Clothing or Tailor Shop – Alterations – No Mass Mfg., Dry Cleaning or Laundering.” 
   2. Hat frame manufacturing – from buckram forms.  Hat lining manufacturing.  Automobile seat covers.  Refer to Code 2553 “Furnishing Goods Mfg. – NOC – From Textile Fabrics.”
   3. Metal parts, buckles or clips for suspenders.  Refer to Code 3129 “Buckle or Button Mfg. – Metal.”
   4. Paper party hats.  Refer to Code 4279 “Paper Goods Mfg. – NOC.” 
   5. Knitting fabrics including sewing into clothing.  Refer to Code 2362 “Knit Goods Mfg. – NOC.”
      
2. Preparation of fur skins including dressing or dyeing.  The processing of animal pelt which involves such operations as skin cleaning, slitting, trimming, dehairing and fur carroting.  Refer to Code 2600 “Fur Mfg. – Preparing Skins.”

Code 8008 applies to employers principally engaged in the retail sale of any or all the following merchandise:

1. Ready-to-wear clothing and wearing apparel, including suits, coats, dresses, knitwear, hats, shoes, rubbers, slippers, undergarments, sleeping and lounging clothes, ties, hosiery, haberdashery, gloves, scarfs, and aprons.  Incidental alterations are also included.
2. Dry goods, including piece goods, yard goods, embroideries, veiling, laces, textile trimmings, curtains, draperies, blankets, bedspreads, sheets, pillowcases, tablecloths, napkins, towels and handkerchiefs.
3. Miscellaneous sewing accessories such as buttons, buckles, slides, tapes, buckram, yarn, thread, thimbles, needles, pins, hooks and eyes, dress shields, hat bodies, artificial flowers and zippers.

1. Dealers in ladies’ handbags, sale of sporting goods such as camping, fishing, hunting, baseball, football, bowling or basketball equipment or supplies and incidental clothing and demonstrators in retail stores (NOC).  Refer to Code 8017 “Retail Store – NOC – No Service of Food.”

2. Mail order sales of clothing, wearing apparel, or dry goods to individuals.  Refer to Code 8032 “Clothing or Wearing Apparel Store – Wholesale."

No laundering at the same location.

Code 8032 applies to stores principally engaged in sales of the following merchandise on a wholesale basis:

1. Ready-to-wear apparel, including suits, coats, dresses, knitwear, hats, shoes, rubbers, slippers, undergarments, sleeping and lounging clothes, ties, hosiery, haberdashery, gloves, scarfs and aprons.
2. Dry goods, including piece goods, yard goods, embroideries, veiling, laces, textile trimmings, curtains, draperies, blankets, bedspreads, sheets, pillowcases, tablecloths, napkins, towels and handkerchiefs.
3. Miscellaneous sewing accessories such as buttons, buckles, slides, tapes, buckram, yarn, thread, thimbles, needles, pins, hooks and eyes, dress shields, hat bodies, artificial flowers and zippers.

This classification applies to stores principally engaged in the wholesale or retail mail order sales of clothing, wearing apparel or dry goods.

Other wholesale operations assigned to this classification are dealers in:

1.  Men’s and women’s belts.
2.  Watch straps – including attaching buckles by hand to such straps.
3.  Hair nets.

1. Dealers in ladies’ handbags and second-hand clothing which are sorted, graded and baled for shipment.  Refer to Code 8018 “Wholesale Store – NOC.”

The actual remuneration of golf caddies shall be included in determining the premium for the employer.  If the actual remuneration of caddies is not available, then the total number  of rounds caddied shall be used to compute the payroll by multiplying the number of rounds caddied by the club’s posted rate. 

If neither the actual remuneration nor the total number of rounds caddied can be determined, then the remuneration for caddies shall be determined as follows:

• Include one round per week for each member with golf playing privileges for each week or;
• Portion thereof that the course was open during the policy period, and multiply by the club’s posted caddy rate.

In no event shall the caddy rate be less than the State Minimum rate for caddies.

Code 9060 applies to employers engaged in operating a variety of clubs which consist of, but are not limited to, country clubs, golf clubs, fishing clubs or yacht clubs.  The majority of the employer’s employees are exposed to outdoor activities involving sports.

This classification applies to managers, teaching pros or instructors, bar or restaurant personnel, swimming pool and tennis court employees and office employees.  Hotel or motel employees are also subject to this classification if the employer provides these services only to their members and guests.  Entertainers and musicians on the club’s premises are also subject to this classification.

Also contemplated under this classification are employees who are employed by others contracted with a hotel or motel operation to operate the golf courses for the hotels or motels guests. 

A golf pro shop on the premises of the country or golf club whether operated by the club or by others is subject to this classification.  The pro shops are engaged in cart rentals and the selling and repairing of sporting apparel and/or sporting goods.  The pro shop would also conduct golf tournaments, provide golf lessons and operate driving ranges.

1. Automobile, beach or social club.  Refer to Code 9061 “Clubs – NOC – All Employees & Clerical.”

2. Hunting or riding clubs.  Refer to Code 7207 “Club or Riding Academy & Drivers.”

3. Tennis clubs.  Refer to Code 9065 “Club – Tennis – Private & Clerical.”

4. Golf professionals, caddies and all other golf course employees employed by a hotel or motel establishment.  Refer to Code 9052 “Hotel – NOC – All Other Employees & Drivers.”

Code 9065 applies to employers engaged in operating public or private tennis, handball, paddleball, racquetball or squash clubs.  Tennis, handball, paddleball, racquetball or squash must be the principal activity of the club.  To determine the principal activity of a profit-making club, the gross receipts generated by court use must predominate over receipts from other activities such as weight lifting, aerobics and other exercise.  For non-profit clubs, the square footage of the court area must exceed the square footage of areas used for other activities.

Operations include maintenance of the courts as well as grounds, instructors and clerical personnel.  In addition, service of food, beverages or snacks as well as operating a pro shop are included, however, receipts for these operations are not to be used in determining the “principal activity” of the club.

1. Clubs:
   1. Beach and social.  Refer to Code 9061 “Clubs – NOC – All Employees & Clerical.”
   2. Country, golf, fishing or yachting.  Refer to Code 9060 “Club – Country, Golf, Fishing or Yacht & Clerical.” 
   3. Exercise or health.  Refer to Code 9055 “Exercise or Health Institute.”
   4. Riding or hunting.  Refer to Code 7207 “Club or Riding Academy & Drivers.” 

Code 7207 applies to employers engaged in operating horse-riding academies or clubs.   Customers ride the horses on trail areas on the grounds of the employer or on the beach.  If the customer requires horse riding instructions, the employers will provide verbal and physical instructions on horsemanship.

Hunting clubs involve memberships.  Members are required to pay dues to the club.  Horses are usually individually owned by each member.  This classification includes cleaning, feeding and the training of foxhounds used for hunting purposes.  Kennel employees will feed and groom the foxhounds.  Some clubs may or may not operate a horse stable.  Individual members of the club may care for their own horses at their own stable.

The employer’s stable person will take care of the employer’s horse as well as the stable which will involve cleaning stalls and horses, saddling, feeding and grooming the horses.
 

1. Horse livery and horse board stables.  Refer to Code 7201 “Boarding or Livery Stable – Not Sales Stable & Drivers.”

2. Horse breeding farm.  Refer to Code 0006 “Farm – NOC & Drivers.”

3. Racing stable employees including trainers, jockeys, and backstretch employees.  Refer to Code 8280 “Racing Stable & Drivers.”

4. Stablemen employed at the racetrack.  Refer to Code 7201 “Boarding or Livery Stables – Not Sales Stables & Drivers.”

Code 9061 applies to employers engaged operating clubs that are Not Otherwise Classified (NOC).  This classification is applicable to risks where many employees (excluding restaurant and bar employees) work indoors.

Clubs generally fitting the above description include business, social and athletic clubs in addition to fraternal societies or orders such as the Knights of Columbus, the B.P.O. of Elks and Masonic lodges.  These clubs may have extensive or limited facilities and services depending upon the type of club.

This classification contemplates any employees involved in the operation of the facilities typically found in a club.  This may include employees working in dining rooms, snack and liquor bars, lounge rooms, reading rooms, card rooms, billiard rooms, bowling lanes, swimming pools and those employees who clean or prepare sleeping accommodations and the employees that are entertainers for the club.

• Automobile clubs
• Beach clubs, chess clubs, veterans’ clubs
• Benevolent associations, faculty student associations
• Casino gambling and casinos without hotel operations

1. Transport of patrons.  Refer to Code 8394 “Bus Company – All Other Employees & Drivers.”

2. Casino gambling operations in conjunction with a hotel.  Refer to Code 9044 “Hotel – Casino Gambling – All Other Employees & Outside Salespersons.”

Applies to coal docks using mechanical apparatus.  Not applicable to contract stevedores or coal merchants operating yards.

Code 7313F applies to employers engaged operations of coal docks including stevedoring.  This classification is also applied to employers engaged in the operation of ore docks including stevedoring.  This classification is considered to be a highly restricted classification applying only to terminal coal or ore docks utilizing specialized mechanical apparatus.  These coal or ore dock operators have no equity in these products.  They merely engage in the wholesale transfer of coal or ore owned by others from vessels to railroad cars or vice versa.  This classification contemplates the dock employees who operate, maintain and repair the mechanical apparatus.  Also, the dock operators’ employees who board vessels to measure the holds, supervise the operation of the mechanical trimmers, and adjust and lubricate parts of the trimmers which move the coal or ore from the corners of the holds and position the coal or ore under the hatch openings where it can be reached by the unloading apparatus, are contemplated within the scope of this classification.  The temporary and incidental storage of minor amounts of coal or ore shall not preclude the assignment of this classification to employers engaged in the business of operating coal or ore docks.

1. Coal billet manufacturing.  Refer to Code 1463  “Asphalt Works & Drivers.”

2. Coal merchants.  Refer to Code 8350 “Gasoline or Oil Dealer & Drivers.”

Includes foundation or the making, setting up or taking down forms, scaffolds, falsework or concrete distributing apparatus. 

Not available for division of payroll with Code 5222 “Concrete Construction in Connection with Bridges or Culverts – All Operations to Completion” and Code 6235 “Oil or Gas Well – Drilling or Redrilling – All Operations to Completion & Drivers” at the same job.

Code 5213 applies to employers engaged in all types of commercial concrete building construction, self-bearing floors, foundations, piers, grain elevators and silos.  This classification includes making and erecting forms, placing reinforced steel and stripping forms.  The employer will set up the “foundation forms,” pour concrete into the forms and then level the concrete smooth.  They will then disassemble the forms after the cement has dried. These “foundation forms” are usually small wood barriers that hold the cement into the form for whatever the employer is making.  Self-bearing floors are self-supported concrete floors elevated above ground.

Another operation contemplated under this classification is the erection of concrete slabs using the “lift” method.  This operation involves the pouring of concrete slabs on the ground and then hoisting them to the top floor using hydraulic jacks to position columns which will hold up each floor.  The floors will be erected starting from top, working their way down.  When the floors are lifted to the correct height, steel beams will be installed to hold up the concrete floors.

This classification includes guniting operations and waterproofing by means of spray gun, concrete gun or other pressure apparatus.

• Concrete/cement – contractors – self bearing floors and floor coverings poured – foundation and other NOC work
• Electric light and powerline construction – erecting poles or towers only – concrete base for towers
• Fallout shelters – poured concrete    
• Gypsum roofs – poured

1. Chimney guniting.  Refer to Code 5222 “Concrete Construction in Connection with Bridges or Culverts – All Operations to Completion.”

2. Excavation.  Refer to Code 6217 “Excavation – NOC – All Operations to Completion & Drivers.”

3. Ground supported concrete floor construction.  Refer to Code 5221 “Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks – All Operations to Completion & Drivers.”

Applies only when clearance is more than 10 feet at any point or entire distance between terminal abutments exceed 20 feet. 

Code 5222 applies to employers engaged in concrete construction in connection with bridges or culverts.  This operation involves the pouring of and finishing with concrete to conform to the shape of the culverts.  Includes the making, setting up or taking down forms, scaffolds, falsework, or concrete distributing apparatus, the manufacturing of concrete piles at the job location and the pouring of concrete into hollow steel piles.  This classification also applies to the concrete construction of lanes, sidewalks, and roadways on bridges.  The employer breaks up old concrete and lays down forms to hold the concrete.  After installing new steel reinforcement rods or mesh, new concrete is poured into the forms.

This classification does not apply if the employer pours concrete onto the existing road surface so as not to raise the height of the existing roadbed on bridges or add extra weight to the bridge with no new mesh or rods involved.
 

1. Caisson or Cofferdam work.  Refer to Code 6252 “Shaft Sinking – All Operations to Completion.”

2. Excavation.  Refer to Code 6217 “Excavation – NOC – All Operations to Completion & Drivers” and Code 5508 “Excavation – Rock – All Operations to Completion & Drivers.”

3. Pile driving.  Refer to Code 6003 “Pile Driving – NOC – All Operations to Completion & Drivers.”

4. Tunneling - Pneumatic or Not Pneumatic.  Refer to Code 6251 “Tunneling – All Operations to Completion.”

Not available for division of payroll with Code 5222 “Concrete Construction in Connection with Bridges or Culverts – All Operations to Completion.”

Code 5221 applies to employers engaged in any type of paving or repaving involving flat work with cement or concrete, such as driveways, floors, yards, sidewalks, and parking lots.  The employer will grade and level the surface and will then place down foundation forms to border in cement.  Wire mesh or rebar is placed in the forms and cement or concrete is poured which is later troweled.  After the cement dries the forms are removed.
 
This classification also applies to the use of asphalt to pave parking lots and courts.  The asphalt is applied to the ground and the employer then spreads the asphalt with a rake.  A roller machine is used to compress the asphalt.  The painting of traffic lines in parking lots after the paving or repaving is completed by the same contractor is inclusive under this classification.

• Cemetery monument markers, gravestones, headstones or tombstones – ornaments, sculptures or statuary – concrete foundation only
• Courts – outside – handball – tennis – concrete
       

1. Poured self-bearing floors.  Refer to Code 5213 “Concrete Construction – NOC – All Operations to Completion.”       

2. Street or road construction.  Refer to Code 5506 “Street or Road Construction – Paving or Repaving – All Operations to Completion & Drivers,” Code 5507 “Street or Road Construction – Sub-Surface Work – All Operations to Completion & Drivers,” or Code 5508 “Excavation – Rock – All Operations to Completion & Drivers.”

Applies to shop or yard work only.  Includes the manufacturing of concrete blocks, bricks, poles, piles, beams, sewer pipes, tile or similar products, and may be applied only when the operations described are conducted as a commercial enterprise at a permanent location.  Not available at a construction site or for any plant established or operated in connection with construction work.

Code 4034 applies to employers engaged in manufacturing concrete products as a commercial enterprise operated at a permanent location.

Raw materials may include sand, gravel, cement, aggregates, wire mesh or rods.  Materials are mixed and may be formed by machine or molds.  Wire mesh or rods may be used for strengthening.  Formed products are dried and/or cured prior to distribution.  Machinery such as lifts, or cranes may be used to move completed products.

Some products contemplated by this classification include but are not limited to patio blocks, tiles, lawn ornaments, sculptures, furniture, stairs, pipes, septic tanks, burial vaults or caskets and pre-cast columns, beams and slabs.

Stones – cast manufacturing

1. Manufacturing:
   1. Fire or enameled brick.  Refer to Code 4024 “Brick Mfg. – NOC – Fire or Enameled & Drivers.”
   2. Statuary or ornament – plaster.   Refer to Code 4038 “Plaster Statuary or Ornament Mfg.”

Code 6325 applies to employers engaged in the erection of railway signal systems and/or highway guard-crossing systems.  Operations such as digging of a trench, laying of conduit, backfilling and concrete or masonry work are examples of the work contemplated by this classification.  The same procedure is applicable to the installation of traffic signals, “auto-stops” and ornamental street lights.  Cable laying by specialist contractors employing automatic equipment, which in one operation opens the trench, lays the cable and backfills, is also assigned to this classification.

• Cable underground – television providers – using automatic equipment which opens trenches, lays cable and backfills in one operation
• Conduits – steel – flexible – rigid 
• Invisible fence automatic equipment – Cat or dog

1. Cable installation in conduits or subways.  Refer to Code 7536 “Cable Installation – All Operations to Completion & Drivers.”

Code 3559 applies to employers engaged in manufacturing machinery or equipment used for manufacturing confections, and machinery or equipment for wrapping, packaging and/or dispensing food, beverages, snacks or candy.  In addition, this classification includes manufacturing automatic lockers, automatic scales, music dispensing machines and amusement game devices which are analogous in their manufacture to other machinery described in the scope of this classification.

1. Coin wrapping machines.  Refer to Code 3574 “Office, Computing or Recording Machine Mfg. – NOC.” 

Applies only to a permanent yard maintained by a construction or erection risk for the storage of material or the storage and maintenance of equipment.  Not applicable to a construction site.

This classification cannot be used with any construction classification that includes yard or shop operations.

Code 8227 applies to employers that maintain open or enclosed construction or erection permanent yards for the storage of materials, or the storage and maintenance of equipment used by these businesses in their construction or erection operations.  The material stored at permanent yards and the equipment maintained depend upon the construction or erection work undertaken by the contractor.

This classification is a construction or erection classification but is not available for division of a single employee’s payroll during a single day.

This classification is not available for employees who are properly classified to another construction classification or loading and unloading the day’s materials, equipment, and tools or performing maintenance on equipment or vehicles.  This classification is also not available for employees who prefabricate portions of the construction work in the yard prior to assembling or installing them at the job site.  The type of work noted above is incidental to the employee’s governing construction classification and must not be assigned to this classification.

Reconditioning and leasing forms for concrete construction

1. Concrete:
   1. Mixing in transit – by building material dealers.  Refer to Code 8232 “Building Material Dealer – No Second-Hand Material & Local Managers, Drivers.”
   2. Pumping – by specialty contractors.  Refer to Code 9534 “Mobile Crane and Hoisting Service Contractors – NOC – All Operations to Completion & Drivers.”

When terms such as “all employees,” “all other employees,” “all operations,” and “all operations to completion” appear in the phraseology of a construction or erection operation applicable to an employer, Code 5606 may be assigned to those employees who are otherwise qualified to be assigned to Code 5606.

Code 5606 applies to executive supervisors, construction executives, construction managers, construction superintendents or project managers having administrative or managerial responsibility for construction or erection projects.

The executive supervisor, construction executive, construction manager, construction superintendent or project manager will spend some time in the office and the remainder of time visiting various job sites conferring with the job superintendent or foreperson to keep track of the progress of the work being conducted at each job or project.

To qualify for this classification these individuals are defined as those persons exercising supervisory control through job superintendents or foremen.

1. This classification does not apply to any person who is directly in charge of construction work such as a superintendent or foremen or any person that is engaged in actual construction or erection work. The applicable construction or erection classification(s) shall be applied.
2. When actual construction or erection work is given to or placed with subcontractors that have their own supervisor or foremen on their payroll, the executive supervisor or construction executive of the general contractor shall be subject to this classification provided they meet the above criteria. 
3. Separately rate an executive officer of a corporation who performs the duties of an executive supervisor as Code 8809 “Executive Officers – NOC – Not Foremen, Workers or Salespersons” provided that such executive officer does not otherwise regularly and frequently perform the duties of a foreman, worker or outside salesperson.

1. Superintendent or foreman of a construction or erection job.  Assign the governing classification of the job site.

Code 8829 applies to employers engaged in the operation of a convalescent or nursing home.  This type of facility has professional employees such as registered nurses, licensed practical nurses, doctors and dieticians, to care for clients that reside at the home.

Nurses and/or doctors administer medications to the clients when needed.  Dieticians recommend specific diets for clients who have special dietary needs and cooks prepare meals for the client’s requirement.  Clients may feed themselves in the dining area or may need to be fed if they cannot care for themselves.

Clients are bathed and/or dressed by aides if they are not capable of doing this task themselves.  Beds are changed, and rooms are cleaned.  At some facilities, hairstylists are available to provide grooming to the clients.  Security guards usually work around the clock to ensure the safety and security of the clients that reside at the facility.  The client’s laundry is cleaned in the facility’s laundry room or it may be contracted out to an outside laundering service.  Maintenance employees’ duties include, sweeping, mopping, taking out the trash, change light bulbs and wash bathrooms.  When emergency medical care is needed clients are transported to the hospital by the employer’s ambulance (if any) or by an outside ambulance service.

This classification is also assigned to a convalescent or nursing home operated by a hospital provided that the home is located away from the hospital and not at the same location or adjacent to the hospital.

1. Home Health Care:
   1. Professional employees.  Refer to Code 8854 “Health Care Services – Medical or Other Professional Services – Traveling.”
   2. Non-professional employees.  Refer to Code 9051 “Health Care Services – Daily Living Skills Services – Traveling.”
2. Nursing or convalescent home operated by a hospital at the same location or adjacent to a hospital:
   1. Professional employees.  Refer to Code 8833 “Hospital – Professional Employees.”
   2. All other employees.  Refer to Code 9040 “Hospital – All Other Employees.”

Code 2001 applies to employers engaged in manufacturing cookies, crackers, and wafers, snaps, and matzoth.  Flour is sifted and mixed with other ingredients such as baking soda, baking powder, sugar, brown sugar, artificial sweeteners, butter, eggs, vegetable oil, powdered milk, nuts, dried fruit, cocoa, chocolate chips, oatmeal, peanut butter, flavorings such as vanilla extract, salt or other ingredients according to the recipe.  The ingredients are mixed according to recipe to form them into a dough which may be kneaded, rolled, placed in molds or on sheets, and pressed to form different shapes or designs.  Depending on what the recipe calls for, ingredients are mixed together by mechanical means or manual process (described below) to make the dough.  The uncooked cookies are then baked in ovens according to temperature required and when done are cooled and ready to be packaged.  A variety of toppings or coatings may be applied which may require some preliminary mixing and/or baking and cooling before being applied.  Processes are mechanically performed in most cases with use of conveyors and other product line equipment at cookie manufacturing facilities.

• Hard pretzels
• Ice cream cones

1. Bakeries making a general line of baked goods such as breads, cakes and pies even though some of their products may include cookies.  Refer to Code 2003  “Bakery & Route Salespersons, Route Supervisors, Drivers.”

2. A retail cookie shop engaged in on-premises preparation and sale of cookies and beverages for consumption both on or on and away from the premises.  Assign the appropriate restaurant classification.

3. Melba toast manufacturing.  Refer to Code 6504 “Food Sundries Mfg. – NOC – No Cereal Milling.” 

Includes corrugating or laminating of paper.

Code 4244 and Code 4250 “Paper Coating” shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses.

Code 4244 applies to employers engaged in manufacturing corrugated or fiberboard barrels, boxes, cartons, shipping drums and containers made from corrugated cardboard or fiberboard.

In manufacturing corrugated cardboard used for the containers, heavy paper stock is fed into a corrugating machine which forms the corrugation “ripples.”  An outer facing sheet layer is then glued to one or both sides.  Fiberboard containers do not have a corrugated center section because they are made from paper stock which is laminated by gluing the flat paper sheets in successive layers until the required thickness is obtained.

Some employers may purchase the cardboard or fiberboard stock already corrugated or laminated.  The purchased corrugated or fiberboard material is cut to size, slit or slotted, scored and creased and then folded and taped or stapled.  The completed boxes are inspected and may be shipped to the employer’s customers in a flat form in bundles or in a set-up or fully assembled shape.

Manufacturing fiberboard drums, the material is wound around tubes in the required number of thicknesses or laminations.  The glue is applied in the winding process and the formed tubular stock is cut to size and fitted with tops and bottoms cut from fiberboard sheet stock.  The top and bottom edges of the drums may be fitted with metal rims.

• Cans – fiber – with metal lid
• Chest of drawers – mailing – fiber type
• Clothes or garment closets – cut, fold, crease, unassembled          
• Furniture frames – fiberboard
• Mailing or shipping containers – fiber

1. Manufacturing:
   1. Folding cardboard boxes other than those made from corrugated cardboard or fiberboard materials.  The taping or stapling of corrugated box stock which is received already cut, slotted, scored and creased.  Refer to Code 4243 “Box Mfg. – NOC – Folding Paper.”
   2. Paper boxes – set-up or fully assembled type paper boxes.  Refer to Code 4240 “Box Mfg. – Set-Up Paper.”
   3. Paper or paperboard.  Refer to Code 4239 “Paper Mfg.”
   4. Wooden boxes or crates.  Refer to Code 2759 “Box or Box Shook Mfg.”

Code 2942 applies to employers engaged in manufacturing crayons, wooden pencils and penholders.  Employers may begin with raw logs or pencil slats that are purchased from pencil stock manufacturers.  They may manufacture their own wood pencil stock or purchase pencil stock from other manufacturers.  The types of machines used in the process of manufacturing pencils are kilns, wood shapers, grinding mills, punch presses, extrusion presses and coating machines.  The wooden stock is cut and shaped as necessary.  The appropriate “lead” for the types of pencil being manufactured is added.  Metal eraser tips are stamped out on presses, fitted with rubber erasers and attached to the pencils.  Employers may stamp out erasers on presses or send pencils to other concerns to have erasers added.

1. Ballpoint or fountain pens, felt tip markers and mechanical pencils manufacturing.  Refer to Code 4432 “Fountain Pen Mfg.”  

No mass manufacturing of clothing.

Custom is defined as the fabrication of garments such as suits, dresses, shirts, pants and other similar garments that require taking measurements of individuals, cutting and sewing the fabric in accordance to the measurements and specifications of the individual customer.

This classification includes alterations and tailoring of garments received from customers regardless if the articles were custom manufactured or not by the same risk.

Code 2503 applies to employers engaged in custom manufacturing clothing such as suits and dresses on a made to order basis for individuals.  Customers may be shown sketches, designs and fabrics.  Measurements are taken, materials are cut, draped and stitched, customers are fitted and refitted for approximate size and cut.  Materials may be further sewn together by hand or machine, trimmed, pressed and finished.  Custom made garments may be embroidered. 

Tailor shops that exclusively alter or repair garments for customers are also included under this classification and is not intended for risks that perform laundering or dry cleaning.

Weaving – mending or re-mending holes in clothing

1.  Clothing manufacturing - mass producing.  Refer to Code 2501 "Clothing Mfg."

Code 3122 applies to employers engaged in manufacturing and sharpening knives such as table, carving, butcher, and pocket as well as straight razors.  Forged stock or strip steel, wood blocks, metal, plastic or prefabricated handles are received from outside sources.

Stainless steel is cut and shaped to specification on power presses, forged, and heat treated to harden the metal in ovens.  The metal is then tempered and ground, polished, buffed and sharpened.  Plastic or wood handles shaped by machine are then attached by riveting.  The incidental casting or molding of either metal or plastic in enlarging or bolstering the shank of the blades or to form handles also falls within the scope of this classification. In-shop repairs and sharpening of manual hedge trimmers by a tool sharpening service are inclusive under this classification.

• Letter openers – hand held – metal   
• Fencing swords

1. Sharpening:
   1. Saws such as hacksaws, jig saws or hack saws.  Refer to Code 2710 “Saw Mill” 
   2. Tool bits.  Refer to Code 3113 “Tool Mfg. – NOC – Not Drop or Machine Forged.”