Abrasive Paper or Cloth Preparation

Note:

Description

Code 1860 applies to employers engaged in manufacturing abrasive paper or cloth commonly known as sandpaper or emery cloth in the form of belts, sheets, rolls, or special shapes.  The "Making Machine" is usually a grouping of three units, i.e., a printer, an adhesive coater and an abrasive grain dispenser.  This equipment may be manually operated, semiautomatic or fully automatic.  Backing, received from outside sources (cloth, paper and combination of these laminated together) is started through the printer which imprints the backside with the trademark, grade number and other identifications.  The backing then receives an application of an adhesive bond varying in concentration and quantity according to particle size of the mineral to be bonded.  The abrasive grains are applied either by a mechanical or an electrostatic method.  Other basic materials, received from outside sources, are abrasive grains, resins, varnishes, glues and commercial minerals such as flint, emery, crocus, garnet, aluminum oxide, and silicon carbide.

Assignment By Analogy

Sanding discs or belts manufacturing

Operations To Be Separately Rated

  1. Abrasive wheels or abrasive grinding wheels.  Refer to Code 1748 “Abrasive Wheel Mfg. & Drivers.”

  2. Manufacturing:
    1. Cloth.  Refer to Code 2302 “Silk Thread or Yarn Mfg.”
    2. Paper.  Refer to Code 4239 “Paper Mfg.”

Abrasive Wheel Mfg. & Drivers

Note:

Description

Code 1748 applies to employers engaged in manufacturing abrasive wheels or abrasive blocks by heat molding, hydraulic pressure or plating type processes and includes finishing by grinding, polishing or buffing.  This classification is also used for manufacturing sharpening stones for use in honing knives or other implements, and products made from blocks of soapstone, talc or alabaster by cutting and shaping into objects.
 
For abrasive wheel manufacturing, materials such as, but not limited to, powdered silicon carbide, silicon oxide, carborundum, boron, sand, diamond dust, resins, fiberglass, rubber and cement are mixed to a proprietary formula.  The mixed materials are placed in steel molds, compressed using hydraulic presses, and allowed to harden.  They can be further cured by placing in an oven at low or high heat depending on materials used in the formula.  Then they are removed from the molds and can be milled, drilled and turned on a lathe, plus fitted with steel shanks.  Abrasive wheels can also be made by using steel wheel blanks and coating these with diamond dust using a nickel based electroplating solution.  The abrasive wheels are then finished by machining. 

For honed or oil stone products manufacturing, a suitable type of fine-grained rock is cut, turned on a lathe, shaped with various grinding equipment and smoothed with belt and disc sanders.  Items such as figurines or decorative products that require minimal sanding made from soapstone, talc or alabaster are made in a similar manner.

Assignment By Analogy

Diamond polishing wheels

Operations To Be Separately Rated

  1. Manufacturing:
    1. Abrasive paper (sandpaper) or cloth (emery cloth).  Refer to Code 1860 “Abrasive Paper or Cloth Preparation.”
    2. Artificial: abrasives, carbon or graphite.  Refer to Code 1439 “Smelting – Electric Process.”
  2. Grinding
    1. Materials such as emery, talc and other minerals which do not contain more than 5% free silica, to a fine powder.  Refer to Code 1747 “Emery Works & Drivers.”
    2. Silica or other materials that contain more than 5% free silica, to a fine powder.  Refer to Code 1741 “Flint or Spar Grinding & Drivers.”
  3. Crushing of rocks, stones or minerals, but not pulverizing them to a powder, when no digging, mining or quarrying is performed.  Refer to Code 1710 “Stone Crushing & Drivers.”

  4. Cutting and polishing stone other than as described above.  Refer to Code 1809 “Stone Cutting or Polishing – Marble or Limestone & Drivers” or Code 1810 “Stone Cutting or Polishing – NOC & Drivers.”

  5. Gluing abrasives to purchased paper or cloth to make sandpaper type products.  Refer to Code 1860 “Abrasive Paper or Cloth Preparation.” 

  6. Ore milling.  Refer to Code 1452 “Ore Milling & Drivers.”

  7. Quarrying.  Refer to Code 1624 “Quarry – NOC & Drivers.”

Advertising Co. – All Operations to Completion & Drivers

Note:

Description

Code 9549 applies to employers engaged in operating an advertising company which rent spaces on building walls and will also lease rights on roofs of buildings which are owned by others.  The employer will then attempt to interest prospective clients in advertising matter concerning their product via painting on the wall of a building or on a sign erected on the roof of such leased building.  The employer may use ladders, scaffolds and/or manlifts to access the designated wall or roof sign.  The employer may also make small wood or metal signs and set them up along highways and lease out the space for advertising purposes.  This classification includes the sign painting or lettering on exterior building walls or other surfaces along with the manufacturing, erection, maintenance, repair, or removal of the signs. 
 

Assignment By Analogy

Operations To Be Separately Rated

  1. Bill posting.  Refer to Code 9545 “Bill Posting – All Operations to Completion.”

  2. Installation of signs not by an advertising company.  Refer to Code 9552 “Sign Erection or Repair – Away From Shop – Not Outdoor Advertising Companies – All Operations to Completion & Drivers.”

  3. Manufacturing:
    1. Metal signs not by an advertising company.  Refer to Code 3064 “Sign Mfg. or Repair – Metal – Shop Only.”
    2. Neon tubes not by an advertising company.  Refer to Code 4112 “Incandescent Lamp Mfg.”
    3. Plastic (compression-injection molded) signs not by an advertising company.  Refer to Code 4475 “Plastics Mfg. – Molded Products – NOC.”
    4. Plastic (finishing and assembly) signs not by an advertising company.  Refer to Code 4476 “Plastics Mfg. – Molded Products – NOC – Assembling and Subsequent Finishing Only.”
    5. Plastic (from sheet plastic) signs not by an advertising company.  Refer to Code 4452 “Plastics Mfg. – Fabricated Products – NOC.”
    6. Wood signs not by an advertising company.  Refer to Code 2841 “Woodenware Mfg. – NOC.”

Agricultural or Construction Machinery Mfg.

Note:

Description

Code 3507 applies to employers engaged in manufacturing agricultural or construction machinery.  Agricultural machinery such as reapers, binders, hay loaders and construction machinery such as cranes, steam shovels, locomotive works and as well as other machinery or equipment manufacturing listed below are encompassed under the scope of this classification.

Metal bar stock is laid out, cut to size and machined by milling, drilling, tapping, turning, and grinding.  Sheet stock is cut to size and formed to shape on press brakes.  Metal parts are assembled by welding and bolting.

Component parts such as motors are bolted into place and connections are made by using wire and tubes.  Wheels are attached.  Machines are then tested, adjusted and then shipped to customers.

Assignment By Analogy

• Derricks or stills – oil
• Oil rigs

Operations To Be Separately Rated

  1. Erection or installation of machinery or electrical apparatus equipment at the customer’s premises.  Refer to Code 3724 “Machinery or Equipment Erection or Installation – NOC – All Operations to Completion & Drivers.”

Air Conditioning and Heating Duct Work – Shop and Outside – All Operations to Completion & Drivers

Note:

Not available for division of payroll at the same job or location to which Code 5538 “Sheet Metal Work Erection, Installation or Repair – NOC – Shop or Outside – All Operations to Completion & Drivers” applies.

Description

Code 5536 applies to employers engaged in the fabrication, erection, installation or repair of duct work including the installation of air conditioning and blower units.  This work may be performed for residential or commercial concerns.  The heating and ventilation system may be designed by the actual contractor performing the work.  The contractor will go to the customer’s site, take the required measurements and then draw the prints for the job.  Sometimes, the customer will provide the contractor with the specifications indicating the duct work dimensions.  The ducts for heating and ventilation systems are fabricated from sheet metal stock, usually aluminum, stainless steel and galvanized sheet stock.  The gauge of the stock varies.  After fabrication, the ducts are transported to the job site for installation.   

Once the heating or air conditioning unit is installed, the water and electrical connections must be made.  These operations are usually performed by outside concerns.  When the unit is fully connected, the contractor will connect the unit to the power source and test it to make sure that it is operating properly.  The heating or cooling unit must be filled with a refrigerant to ensure proper working condition, and it is also necessary to have the HVAC unit sized correctly to achieve the proper airflow.

Assignment By Analogy

• Hot air – duct work and furnaces – household type – installation        
• Vacuum – central cleaning systems – duct type – sheet metal – custom manufacturing and installation

Operations To Be Separately Rated

  1. Plumbing work.  Refer to Code 5183 “Plumbing – NOC – All Operations to Completion & Drivers.”

  2. Electrical work.  Refer to Code 5190 “Electrical Wiring – Within Buildings – All Operations to Completion & Drivers.”

  3. Service or repair of HVAC units after installation.  Refer to Code 3737 “Machinery or Equipment Repair or Servicing at Customers’ Premises – NOC – All Operations to Completion & Drivers.”

Aircraft Engine Mfg.

Note:

Description

Code 3826 applies to employers engaged in manufacturing aircraft engines or to the rebuilding of complete aircraft engines on an assembly line basis.  The basic raw materials include magnesium, iron castings, aluminum and steel forgings.  The equipment used in the manufacturing of the aircraft engines consist of lathes, millers, planers, shapers, boring mills, gear cutters, honers and lappers.  The castings and forgings are snagged, drilled, milled, planed, shaped, tapped, turned by machine, plated, ground, honed or hand-lapped to complete cylinder block, head, cam and crankshaft.  Cam, crankshaft, bearings, fans, gears, pistons and rings are assembled into block by hand and power tools.  The subassemblies such as clutches, carburetors, generators, ignition units, starters, transmissions, belts, and general hardware are then installed by using hand tools or by using power tools.  The engines are inspected, tested, packed and shipped to the employer’s customers.  The aircraft engines are sold to the aviation industry.

Repairing aircraft engines is included under this classification.  The repair of these engines is similar to manufacturing with the exception that the engine is received whole and not put on an assembly line to manufacture the castings.  The employer will receive the engines from their customers and will test for broken parts and defects.  The engines are taken apart and cleaned and worn or broken parts are either repaired or replaced.  If necessary, the parts or castings will be machined by tapping, drilling, turning or honing.  The engines are reassembled, tested, adjusted as required and sent back to the employer’s customers.

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile engines manufacturing – diesel or gasoline.  Refer to Code 3827 “Automobile Engine Mfg.”

Airplane Mfg.

Note:

Code 3830 and Code 3832 “Sheet Metal Airplane Parts Mfg.” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Description

Code 3830 applies to employers engaged in manufacturing airplanes and helicopters.  The operations covered under this classification include the manufacturing of various parts such as engines, subassemblies, panels, doors, wing tabs, exhaust manifolds as well as other parts that are used in the production of the airplanes or helicopters.  Fuselage or wing production involves wiring of equipment received from others such as controls and navigation equipment.  Electrical systems, fuel lines and brake systems are connected, and landing gear is attached.  Sheet metal is cut to size and machined in accordance with blueprint specifications to form the body parts of the airplane or helicopter.

An employer assigned to this classification must fabricate or assemble airplanes or helicopters to completion, either with parts that they have fabricated themselves or with parts purchased from others.

Assignment By Analogy

Operations To Be Separately Rated

  1. Aircraft engine manufacturing only.  Refer to Code 3826 “Aircraft Engine Mfg.”                   

Alcohol Mfg. – Wood & Drivers

Note:

Description

Code 1470 applies to employers engaged in wood distillation plants utilizing steam or destructive distillation processes to produce alcohol-based products.  In both cases, cord wood is purchased cut to size.  In steam distillation plants, it is necessary to grind the wood to produce chips to enable the steam to thoroughly saturate the wood being processed.  In the destructive distillation process, which is comparable to charcoal manufacturing, cord wood is simply placed on steel carts and pushed into retorts.  The distillation of pine wood, by either method, to produce turpentine and various by-products such as pinene and camphine is also included under this classification.  After the wood has been relieved of all its turpentine, it is allowed to cool in an airtight container to prevent oxidation and is either then sold as charcoal or ground up as chicken feed.  This process is also known as the retort method and is substantially the standard method also followed in producing other wood by-products such as wood alcohol and acetic acid, which are joint products of the destructive distillation of certain hard woods.  The manufacturing of creosote from wood is also covered under this classification.

Coke manufacturing using beehive or by-product oven methods is also assigned to this classification.

Assignment By Analogy

• Distilled preservatives for wood or timber
• Methanol – from charcoal burning

Operations To Be Separately Rated

  1.  Blast furnace:
    1. Operations.  Refer to Code 1438 “Smelting, Sintering or Refining – NOC – Metals – Not Iron or Lead & Drivers.”
    2. Operations involving smelting, sintering or refining lead.  Refer to Code 1430 “Smelting, Sintering or Refining Lead & Drivers.”
  2.  Manufacturing:
    1. Steel.  Refer to Code 3004 “Iron or Steel Mfg. – Steelmaking & Drivers.”
    2.  Methanol produced by catalytic reduction or carbon dioxide with hydrogen.  Refer to Code 4829 “Chemical Mfg. – NOC – All Operations & Drivers.”
  3. Methanol produced by partial oxidation of natural gas hydrocarbons.  Refer to Code 1463 “Asphalt Works & Drivers.”

Alcohol or Drug Rehabilitation Facility – All Employees & Clerical

Note:

Shall not be assigned to a facility having nursing or medical personnel on staff where medical services are provided.

Description

Code 8865 applies to employers engaged in operating group homes, drug or alcohol rehabilitation centers, halfway houses, homes for mentally disabled persons, temporary shelters and independent supportive living homes where no medical services are provided.  These types of organizations aid with the client’s daily living skills, meals, counseling, and shelter.

Assignment By Analogy

Operations To Be Separately Rated

  1. Drug or Alcohol rehabilitation centers with medical staff – in patient.  Refer to Code 8833 “Hospital – Professional Employees.”

Aluminum Ware Mfg.

Note:

Description

Code 3227 applies to employers engaged in manufacturing products made from sheet aluminum but not limited to pots, pans and trays.  

Aluminum sheets, circular aluminum stock and coils are put in press to be cut.  From there they are put on spinning machines to form final shape.  Parts may be anodized and some may have a non-stick coating applied.  The finishing operations involved trimming, buffing, polishing, degreasing, etching, assembling and packing.

Assignment By Analogy

Operations To Be Separately Rated

  1. Rolling mills:
    1. Brass, copper, and other soft metals.  Refer to Code 3027 “Rolling Mill – NOC & Drivers.”
    2. Iron or steel.  Refer to Code 3018 “Iron or Steel Mfg. – Rolling Mill & Drivers.”
  2. Smelting
    1. Lead.  Refer to Code 1430 “Smelting, Sintering or Refining Lead & Drivers.”
    2. Metals – not iron or lead.  Refer to Code 1438 “Smelting, Sintering or Refining – NOC –Metals – Not Iron or Lead & Drivers.”
    3. Electric process.  Refer to Code 1439 “Smelting – Electric Process.”

Aluminum, Plastic or Vinyl Siding Installation – All Operations to Completion & Drivers

Note:

Description

Code 5648 applies to employers engaged in installation of vinyl, plastic and aluminum siding.  Siding is the material that covers the outside walls of a building.  The most common types of siding installed are vinyl and aluminum as these materials are energy efficient and require little maintenance and care.

Siding contractors may finish newly constructed homes and buildings or re-side existing buildings.  New siding can be installed over old siding.  However, in many instances, the old siding is removed first.  Scaffolds and ladders are used in the installation process and are removed accordingly to finish the job.  Hand and power saws are also used in addition to drills, hammers, tackers, adhesives, galvanized steel or aluminum nails, staples and foils or tar paper.

Assignment By Analogy

Sheet metal siding – covered steel frame building construction

Operations To Be Separately Rated

  1. Carpentry operations.  Refer to Code 5403 “Carpentry – NOC – All Operations to Completion,” Code 5645 “Carpentry – Detached One or Two-Family Dwellings – All Operations to Completion” or Code 5651 “Carpentry – Dwellings – Three Stories or Less – All Operations to Completion.”

  2. Weather-stripping installation.  Refer to Code 5428 “Storm Door, Storm Sash, Screens or Weather-Stripping Installation – All Operations to Completion.”

 

Ambulance Operation – Volunteer Ambulance Service Company

Note:

Antique ambulances or any other ambulance used solely for parade or ceremonial purposes and equipped with vintage or historical license plates are exempt from a premium charge.  Refer to Rule II Section (G) Volunteer Ambulance Workers’ Coverage.

Applicable to all volunteer members covered under the Volunteer Ambulance Workers’ Benefit Law.  The premium shall be the amount shown under “Miscellaneous Values” pages per ambulance per year in Part Three – Loss Costs  of this Manual.

Description

Code 7370 applies to employers engaged in operating a volunteer ambulance service.  Applicable to all volunteer members covered under the Volunteer Ambulance Workers’ Benefit Law.  Includes any ambulance or first response vehicle that transports either patients or personnel.

Assignment By Analogy

Operations To Be Separately Rated

  1. Aerial ambulance service – flying crew.  Refer to Code 7422 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – Flying Crew.”

  2. Ambulance service:
    1. Company – not volunteer – all other employees and drivers.  Refer to Code 8394 “Bus Company – All Other Employees & Drivers.”
    2. Company – not volunteer – garage employees.  Refer to Code 8385 “Bus Company – Garage Employees.”
    3. Provided by hospital.  Refer to Code 7380 “Drivers, Chauffeurs and Their Helpers – NOC – Commercial.”

Amusement Device Operation – NOC – Not Traveling & Drivers

Note:

Includes ticket sellers or collectors and applies to the operation and maintenance of merry-go-rounds, swings, roller coasters and similar amusement devices not otherwise classified.
 
This classification is not applicable to amusement exhibitions or other operations separately classified in this Manual (such as bath houses, billiard halls, boat livery, bowling lanes, dance halls, garages, ice skating rinks, restaurants, retail stores, roller skating rinks, theaters, enterprises involving throwing balls or darts at various targets, miniature golf, batting cages, golf driving ranges, laser tag, paintball, archery ranges, shooting galleries using air rifles only, public tennis courts, bocce ball and ping pong parlors) whether operated by the owner or lessee of the exhibition or amusement park or through independent concession.

Description

Code 9180 applies to employers engaged in operating and maintaining amusement devices such as shooting galleries, trap and skeet shooting ranges, and rides such as merry-go-rounds, roller coasters, Ferris wheels, and live pony rides at permanent locations. 

Ticket sales for rides or other amusements are inclusive under the scope of this classification.  Employees may sell tickets from booths located on the grounds of the amusement park or at the ride.  Ride operators may collect tickets from customers before they board the ride or while they are getting situated before the ride begins.
 
Additional operations contemplated by this classification include canoe schools providing in-water training; white-water float trips; mountain climbing instructors and guides; hang gliding instructors who do not engage in the activity; water skiing exhibitions; water slide and wave pool operations; and race car drivers.  Cable chair sky rides and employees at winter sports areas engaged in alpine or downhill skiing operations are also contemplated by this classification.   

Repairs and maintenance of amusement devices are also contemplated under this classification.  However, depending on any contract between the ride owner and the ride manufacturer, maintenance and repairs may be performed by outside concerns.
 

Assignment By Analogy

• Park or playground operations
• Racing drivers

Operations To Be Separately Rated

  1. Amusement park or exhibition operations.  Refer to Code 9016 “Amusement Park or Exhibition Operation & Drivers.”

Amusement Park or Exhibition Operation & Drivers

Note:

Description

Code 9016 applies to employers engaged in operating amusement parks or exhibitions at a fixed location.  This classification includes the care, custody and maintenance of the premises, the operation of elevators or heating, lighting or power apparatus as well as security people, musicians, box office employees and gate attendants.  This classification does not include the operation of amusement devices, amusements or exhibitions or other operations separately classified in this Manual, whether operated by the owner or lessee of the exhibition or amusement park or by independent concession.

Assignment By Analogy

• Bungee jumping
• Expositions, fairs operations, trade shows
• Flea market – outdoor only
• Ski tows – equipment machinery operation

Operations To Be Separately Rated

  1. Operation of amusement park devices and device operator.  Refer to Code 9180 “Amusement Device Operation – NOC – Not Traveling & Drivers.”

  2. Billiard halls.  Refer to Code 9089 “Billiard Hall.”

  3. Bowling lanes, ice skating rinks, and roller skating rinks.  Refer to Code 9093 “Sports Related Entertainment Facilities.”

Analytical Chemist

Note:

Includes laboratory and outside employees. 

Shall not be assigned to an employer engaged in operations described by another classification unless the operations subject to Code 4511 are conducted as a separate and distinct business. 

Description

Code 4511 applies to employers engaged in testing various types of materials such as blood, soil, water, urine, bacteria, food, liquids, gas, and other specimens or other products that are received from others.  The materials to be tested are received from outside sources such as doctors’ offices, hospitals, manufacturers, etc., or may be taken in the field by analytical chemists performing work in the field.  Samples of the materials are tested in the laboratory for various findings depending on what type of material is being tested.  Also, samples that are taken in the field may also be tested at the same location where the sample was taken from.  A written analysis of the test results is then prepared and provided to the employer’s customers.

Assignment By Analogy

• Medical laboratories – independent – not at hospitals, medical facilities or physicians’ offices
• X-ray laboratories – industrial

Operations To Be Separately Rated

  1. Dental laboratories engaged in making dentures.  Refer to Code 4692 “Dental Laboratory.”

  2. Testing – pipe welds – radiographic.  Refer to Code 4828 “Chemical Blending or Mixing – NOC – All Operations & Drivers.”

 

Anti-Toxin, Virus or Serum Mfg. & Drivers

Note:

Description

Code 5951 applies to employers engaged in manufacturing viruses, serums and anti-toxins.  There is considerable laboratory work involved under this classification.  Research and development is a key factor under this classification as well as quality control of the various agents produced.  Livestock may be used for experimental purposes in which the animals are injected with various bacteria and/or viruses.  The animals are eventually bled and killed for the purpose of using their blood and glands to manufacture serums.  Serum is an antibody that can be separated from the blood.  Additives such as enzymes or chemicals may be added to the serum produced from the glands and blood.  The serum mixture may also be pasteurized, and preservatives may be added.

Other businesses subject to this classification manufacture new bio-agents, antibodies and growth factors.  Vaccine research and product development are also contemplated under this classification.  Bacteria cultures are purchased to produce vaccines.  These cultures are placed in containers with additives to isolate and purify the process.  When the cultures have grown to specifications, they are put into vials, tested and recorded.  The formula is then sent to an outside manufacturer.  Blood may also be purchased to be analyzed and produce compounds.  The cell and tissue cultures from blood are analyzed and mixed with chemicals, filtered, sterilized and packed for shipment to customers.

Assignment By Analogy

Operations To Be Separately Rated

  1. Manufacturing:
    1. Chemical – Not Otherwise Classified (NOC).  Refer to Code 4829 “Chemical Mfg. – NOC – All Operations & Drivers.”
    2. Drugs or medicine.  Refer to Code 4825 “Drug, Medicine or Pharmaceutical Preparation Mfg. – Includes Mfg. of Ingredients.”
  2. Analytical chemist.  Refer to Code 4511 “Analytical Chemist.”

  3. Chemical mixing or blending – Not Otherwise Classified (NOC).  Refer to Code 4828 “Chemical Blending or Mixing – NOC – All Operations & Drivers.”

Arms Mfg. – NOC

Note:

Description

Code 3200 applies to employers engaged in manufacturing arms such as hand guns, pistols, rifles, shotguns, paintball guns and air guns.  Parts such as gun stock, gun plates, brass bar, steel rods, barrels, triggers, springs, paint, and frames may be purchased from others.  The parts are machined and assembled with screws using hand tools. 

This classification also includes the shop repair of guns and rifles.  The units are taken apart, cleaned, barrels rebored and other worn, broken, or defective parts are replaced.  The repaired units are inspected, adjusted and returned to the employer’s customers.

Assignment By Analogy

Operations To Be Separately Rated

  1. Cartridge charging and shell case or cartridge loading.  Refer to Code 4771 “Explosives or Ammunition Mfg. – NOC & Drivers.”

  2. Cartridge or shell case manufacturing – metal.  Refer to Code 3315 “Brass or Copper Goods Mfg.”

  3. Forging work.  Refer to Code 3110 “Tool Mfg. – NOC – Drop or Machine Forged – Forging.”    

Note:

Applies to wholesale or retail sales of artwork.  Includes appraising of the artwork on the premises of the art gallery.

Description

Code 8068 applies to the operation of an art gallery. The sales may be wholesale or retail in nature and the art featured may consist of one or more types of art such as antique maps, drawings, historical artifacts, installation art, lithographs, paintings, photography or sculptures.

Artwork may be purchased directly from artists or others and displayed in a gallery, store front, showroom or office type setting. The salesperson may assist customers with their selection and will process the transaction. The artwork may be taken directly by the customer or packed and shipped by the gallery staff to a specific designation specified by the customer.

Assignment By Analogy

Antique appraisal services performed by art gallery employees

Operations To Be Separately Rated

  1. Sales:
    1. Principally art supplies, posters, framed pictures, and making frames on special order for individual customers, all hand work – no power machinery or framed prints.  Refer to Code 8017 “Retail Store – NOC – No Service of Food.”
    2. Principally art supplies, posters or framed prints to others for resale.  Refer to Code 8018 “Wholesale Store – NOC.”
    3. Wholesale or retail of antique jewelry, antique coins or antique stamps.  Refer to Code 8013 “Jewelry Store.”
    4. Wholesale or retail of antique furniture.  Refer to Code 8044 “Furniture Store – Wholesale or Retail & Drivers.”
  2. Operations:
    1. Art school.  Refer to Code 8868 “School or College – Professional Employees & Clerical” and Code 9101 “School or College – All Other Employees & Drivers.”
    2. Art appraisal operations not performed by art gallery employees.  Refer to Code 8720 “Inspection of Risks for Insurance or Valuation Purposes – NOC.”
    3. Art museum.  Refer to Code 8838 “Public Library or Museum – Professional Employees – Includes Attendants & Ushers & Clerical” and Code 9101  “School or College – All Other Employees & Drivers.”

Asbestos Removal Operations – Contractor – NOC – All Operations to Completion

Note:

Includes employees engaged in sealing off work areas, removal, repair, enclosure or encapsulation of asbestos materials.

Description

Code 5473 applies to employers engaged in the removal of hazardous asbestos material from walls and ceilings of buildings.  Walls are first erected with studs, plywood, and plastic sheets to seal off the decontamination work area from the outside atmosphere.  Employees wear protective clothing and masks to protect them from contaminated particles from the asbestos.  The asbestos is then removed by hand or with large vacuums.  The employer wets the asbestos to prevent asbestos fibers from moving freely and to make the cleanup easier to accomplish.  Wetting is accomplished with a hand spray pump and most removal also calls for scraping.  Ceiling tiles may need to be lifted out of metal grid-work and many pipe coverings are merely unstrapped and lifted off.  Some employers may have to erect scaffolding to reach overhead areas containing asbestos.

The vacuum also provides air filtration to the employees by removing the asbestos fibers in the air.  Employees’ clothing and gear are washed down usually with a hose to remove asbestos fibers from their clothing.

Assignment By Analogy

Air monitoring for asbestos fibers by an asbestos removal contractor

Operations To Be Separately Rated

  1. Air monitoring of asbestos.  Refer to Code 8720 “Inspection of Risks for Insurance or Valuation Purposes – NOC.”

  2. Firms specializing in hauling away asbestos materials to approved dump-sites.  Refer to Code 9403 “Garbage, Ashes or Refuse Collection & Drivers.”

Asphalt Works & Drivers

Note:

Description

Code 1463 applies to employers engaged in manufacturing asphalt paving mixers and involves grinding and pulverizing asphalt rock obtained from natural deposits or melting natural or distilled asphalt and mixing it with sand, gravel, or limestone for use in road making operations.  This classification further contemplates asphalt plants operated by paving contractors provided such plants are operated at a permanent location.

This classification also applies to employers engaged in manufacturing coal billets or briquettes.  The operations involve crushing and pulverizing coal, adding quantities of pitch or tar and subsequently forming the mixture into briquettes.

Assignment By Analogy

Building or roofing paper manufacturing - no paper manufacturing

Operations To Be Separately Rated

  1. Manufacturing:
    1. Asphalt paving bricks.  Refer to Code 4024 “Brick Mfg. – NOC – Fire or Enameled & Drivers.”
    2. Charcoal.  Refer to Code 1470 “Alcohol Mfg. – Wood & Drivers.” 
  2. Paving:
    1. Driveways, parking lots, sidewalks or other surfaces other than roadways.  Refer to Code 5221 “Concrete or Cement Work – Floors, Driveways, Yards or Sidewalks – All Operations to Completion & Drivers.”
    2. Paving of streets or roads.  Refer to Code 5506 “Street or Road Construction – Paving or Repaving – All Operations to Completion & Drivers” or Code 5507 “Street or Road Construction – Sub-Surface Work – All Operations to Completion & Drivers.”
  3. Coke burning.  Refer to Code 1470 "Alcohol Mfg. - Wood & Drivers."

  4. Spraying roads with liquid asphalt.  Refer to Code 5506 "Street or Road Construction - Paving or Repaving - All Operations to Completion & Drivers."

Assisted Living Facility – All Employees & Clerical

Note:

Shall not be assigned to a facility having nursing or medical personnel on staff, other than whose only function is to train employees, such as aides, on how to properly care for the clients residing at the facility.

Description

Code 8866 applies to the operation of an assisted living facility, residential facility for the elderly or senior citizen living facility where no medical services are provided by the staff.  This type of facility does not employ any professional employees such as doctors and nurses.  However, they will make sure residents are taking their medications as prescribed by their physicians.

The types of services offered involves 24-hour assistance with daily living skills such as showering, bathing and eating.  Meals are prepared and either served to residents in their rooms or in the dining area.  The clients’ rooms are maintained by the staff.

If a resident requires any medical care, outside doctors, nurses or emergency services are contacted.

Assignment By Analogy

Operations To Be Separately Rated

  1. Convalescent Homes – including medical care.  Refer to Code 8829 “Convalescent or Nursing Home – All Employees.”

  2. Homes for the mentally disabled and shelters for the homeless – no medical care.  Refer to Code 8865 “Alcohol or Drug Rehabilitation Facility – All Employees & Clerical.”

  3. Home Health Care Agencies:
    1. Professional employees.  Refer to Code 8854 “Health Care Services – Medical or Other Professional Services – Traveling.”
    2. Non-professional employees.  Refer to Code 9051 “Health Care Services – Daily Living Skills Services – Traveling.”
  4. Hospitals:
    1. Professional Employees.  Refer to Code 8833 “Hospital – Professional Employees.”
    2. Non-Professional Employees.  Refer to Code 9040 “Hospital – All Other Employees.”

Athletic Team or Park – Contact Sports

Note:

This classification is not applicable to amateur, youth, or recreational sports, in which the athletes are generally not paid.

The entire remuneration of all employees shall be included in computing premium, subject, however, to the maximum average weekly wage per employee.  Refer to the “Miscellaneous Values” of Part Three – Loss Costs of this Manual for current weekly maximum amounts.

Description

Code 9179 applies to professional and semi-professional athletes, athletic teams and sports clubs engaged in contact sports including, but not limited to, lacrosse, rugby, water polo, football, hockey, and roller derby.  This classification includes players, coaches, managers, trainers, equipment managers, sports officials, umpires and all players on salary list of employers.

Assignment By Analogy

Operations To Be Separately Rated

  1. Operation of a park – all employees other than players, coaches, managers or umpires.  Refer to Code 9182 “Athletic Team or Park – Operation of Park & Drivers.” 

  2. Non-contact sports, such as, baseball and basketball.  Refer to Code 9178 “Athletic Team or Park – Non-Contact Sports.”

Athletic Team or Park – Non-Contact Sports

Note:

This classification is not applicable to amateur, youth, or recreational sports, in which the athletes are generally not paid. 

The entire remuneration of all employees shall be included in computing premium, subject, however, to the maximum average weekly wage per employee.  Refer to the “Miscellaneous Values” of Part Three – Loss Costs of this Manual for current weekly maximum amounts.

Description

Code 9178 applies to professional and semi-professional athletes, athletic teams and sports clubs engaged in non-contact sports including, but not limited to, baseball, basketball, jai-alai, soccer, and volleyball.  This classification also includes players, coaches, managers, trainers, equipment managers, sports officials, umpires and all players on the salary list of the employer.

Assignment By Analogy

Operations To Be Separately Rated

  1. Operation of a park – all employees other than players, coaches, managers or umpires.  Refer to Code 9182 “Athletic Team or Park – Operation of Park & Drivers.”

  2. Contact sports such as football and hockey.  Refer to Code 9179 “Athletic Team or Park – Contact Sports.”

Athletic Team or Park – Operation of Park & Drivers

Note:

Applies to all employees other than players, coaches, managers or umpires.

Description

Code 9182 applies to employers engaged in operating athletic parks, arenas or stadiums where sports events are viewed.  This classification includes the maintenance and care of the grounds, buildings, team facilities, grandstands and bleachers.

This classification includes operation and maintenance of lighting, communication and sound equipment or power apparatus.  Additionally, employees under the direct management of the athletic park, stadium, or arena, including parking and gate attendants, box office employees, ushers and security personnel, locker room attendants, food preparation and all concessions and souvenir stands are included under the scope of this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Contact sports such as football and hockey.  Refer to Code 9179 “Athletic Team or Park – Contact Sports.”

  2. Non-contact sports such as baseball and basketball.  Refer to Code 9178 “Athletic Team or Park – Non-Contact Sports.”

Atomic Energy – NOC – Radiation Exposure

Note:

Where operations involve research, manufacture, handling, transportation, use of or exposure to radioactive materials, and are not performed for or under the direction of the Nuclear Regulatory Commission or any government agency, a supplemental rate may be applied to such operations.  

Exception:  Where the radiation hazard involved arises from a reactor or is equivalent to the radiation hazard of a reactor, the rating provisions of Code 9984 “Atomic Energy –   Project Work.”

Description

In the rating of employers under Code 9985, it is the prerogative of the carrier to determine the supplemental rate it feels is adequate to cover the radiation hazard in employers that engage in research, manufacturing, handling or transportation involving radioactive materials.  In general, these employers are written at the rate of the classification that would normally describe the employer’s operations.  The radiation hazard is covered by a supplemental rate, which the carrier determines on the basis of its own underwriting judgment.  The employers that have been rated under this rule are laboratories engaged in research on radioactive materials, isotope dealers and instrument manufacturers who use radioactive components in their instruments, etc.     

The use of supplemental loadings on employers where the radiation exposure is limited to just a few employees, as is the case of hospitals, universities, industrial plants and certain kinds of contractors, has been infrequent.  In these cases, if a supplemental loading was applied to those employees who have a radiation exposure, the additional premium would usually be inconsequential. 

Examples of these situations would be a large foundry with two or three employees using Cobalt-60 to check castings for flaws; an oil pipeline contractor who has a small crew to check pipeline welds either by X-ray equipment or Cobalt-60; and a paper mill or, in fact, any type of mill that uses isotope gauges to measure the thickness or density of materials like paper, sheet metal, rubber and plastics.  The tobacco industry, for example, is now using radioisotope density gauges to determine the quality of cigarettes.  It now employs more of these gauges, perhaps, than any other single industry, but the number of employees with a possible radiation exposure compared to the number of employees in the tobacco industry is so limited that it can be considered as a normal industrial development.  The use of radioisotopes for both diagnosis and therapy in hospitals has become standard practice.  At least two radioactive isotopes have already been accepted as pharmaceuticals.  There is an exception in the note under this classification that provides “where the radiation hazard involved arises from a reactor or is equivalent to the radiation hazard of a reactor, that the rating provisions of Code 9984 “Atomic Energy – Project Work” will apply.  Code 9984 relates to atomic energy projects that may involve the operations of, or experimental work on, nuclear reactors.  The procedure of rating these employers is an “agreed upon” basis between the carrier, the contractor and the Nuclear Regulatory Commission.

Assignment By Analogy

Operations To Be Separately Rated

  1. Atomic energy work – project work.  Refer to Code 9984 “Atomic Energy – Project Work.”

Atomic Energy – Project Work

Note:

Nuclear Regulatory Commission projects are rated in accordance with the classification’s Description.  Since these employers are rated on an individual employer basis, the specific details may vary considerably from employer to employer.

Description

All work, either construction or operation, performed for or under the direction of the Nuclear Regulatory Commission or any government agency may be rated on an individual employer basis.  Each employer to be so rated shall be submitted by the carrier to the Rating Board for approval of the basis agreed upon by the carrier, the contractor and the Nuclear Regulatory commission or government agency.

With respect to this classification, the rates that have been agreed upon by the carrier, the contractor and the Nuclear Regulatory Commission are not subject to review or approval.  The function of the Rating Board in such case, is to accept the rate and not question how it was determined other than to make sure that all parties involved have agreed to its use before extending approval.  Accordingly, the negotiated rate is considered acceptable.

Assignment By Analogy

Operations To Be Separately Rated

  1. Radiation exposure Not Otherwise Classified (NOC).  Refer to Code 9985 “Atomic Energy – NOC – Radiation Exposure.”

Attorney – All Employees & Clerical, Messengers, Drivers

Note:

Shall not be assigned to an employer engaged in operations described by another classification unless the operations subject to Code 8820 are conducted as a separate and distinct business.

Description

Code 8820 applies to employees of attorneys or law offices.  The employee exposure is principally inside office work; however, the scope includes outside exposure of trial attorneys and attorneys, paralegals and other employees involved in investigative work.  It is not intended to apply to “in-house” attorneys employed by business organizations.  This classification would also apply to any employees of attorneys or law firms performing cleaning or maintenance service in or about the premises used for professional purposes.

In addition, employers engaged in the business of providing court reporters who take depositions in law offices or other comparable locations and record legal proceedings have been assigned to this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Court – municipalities:
    1. Case workers and supervisors.  Refer to Code 9410 “Municipal, Township, County or State Employee – NOC.” 
    2. Judges and stenographers.  Refer to Code 8810 “Clerical Office Employees – NOC.”
    3. Officers.  Refer to Code 7720 “Police Officers & Drivers.”
  2. Title companies – inside office workers.  Court stenographers – public – not traveling.  Refer to Code 8810 “Clerical Office Employees – NOC.”    

  3. Title companies – outside salespersons.  Court stenographers – public – traveling.  Refer to Code 8742 “Salespersons, Collectors or Messengers – Outside.”  

Auctioneers & Salespersons – Outside

Note:

Includes solicitors and appraisers.  Not livestock sales stables.

Description

Code 8090 applies to the operation of auctioning merchandise or property.  Merchandise may be displayed at an auction site, which may be operated or rented by the auctioneer, or at the seller’s location, such as a seller’s home, as in the case of estate auctions, or at manufacturers’ or dealers’ warehouses, or presented in catalogs.  Merchandise, motor vehicles, real estate, and vacation packages may also be presented to buyers through online auctions.

Merchandise sold at auctions may include art, automobiles, clothing, costumes, collectibles, computers, jewelry, motorcycles, real estate and vacation packages may also be sold.  Auctions may be held to liquidate estates, dealers’ or manufacturers’ overstock, confiscated or theft-salvaged property, or to sell donated items to raise funds for charity.  Merchandise is appraised to determine opening bids and to quote appraisal value to potential buyers when presented at auction.  When an item is presented, a buyer will make an opening bid, the next bidder will offer a price higher than the opening bid, and the bidding will continue with each subsequent bidder offering a price higher until the final bid is offered, and the item is declared sold to the highest bidder.  The seller will receive the highest bid minus the auctioneer’s fee.  Online auctions usually do not involve the auctioneer taking possession of the merchandise nor charging a fee to the buyer but facilitating the sales by providing a listing service and collecting either a small percentage of the final bid or a small listing fee.

Assignment By Analogy

Operations To Be Separately Rated

  1. Appraising by art galleries, sale of artwork or antique art (retail or wholesale).  Refer to Code 8068 “Art Gallery & Clerical.”

  2. Retail or wholesale:
    1. Antique furniture.  Refer to Code 8044 “Furniture Store – Wholesale or Retail & Drivers.”
    2. Antique art or artwork.  Refer to Code 8068 “Art Gallery & Clerical.”
    3. Antique jewelry.  Refer to Code 8013 “Jewelry Store.”
    4. Antique items other than art, furniture, and jewelry.  Refer to Code 8017 “Retail Store – NOC – No Service of Food” and Code 8018 “Wholesale Store – NOC.”
    5. Livestock.  Refer to Code 8288 “Livestock Dealer or Commission Merchant & Outside Salespersons, Drivers.”

Automatic Screw Machine Products Mfg.

Note:

Shall not be assigned to an employer engaged in operations described by another classification unless the operations subject to this classification are conducted as a separate and distinct business.        

Description

Code 3145 applies to employers engaged in manufacturing automatically turned wood and machine screws.  The raw material is usually wire stock of steel or brass received from others.  The stock is automatically fed into the screw machines where it goes through the respective operations of cutting off, tapering, shaving, threading and slotting to form the screws.  The completed screws may then be placed in extractors to remove the oil accumulated during the machining process.  In some cases, the screws are mechanically plated and buffed.

This classification is also applied to employers engaged in manufacturing miscellaneous products utilizing automatic screw machines involving the above operations, the only difference being in the raw material, which is usually bar stock of steel or brass received from others.

This classification may not be used in those instances where a bona fide machine shop may employ automatic screw machines to turn out parts that may go into some final product of the machine shop.

Assignment By Analogy

• Electronic component connectors
• Expansion bolts and shields
• Pint and post receptacles
• Pint and post receptacles
• Thermocouples

Operations To Be Separately Rated

  1. Bolts and nuts manufacturing.  Not expansion bolts.  Refer to Code 3132 “Bolt or Nut Mfg.”

Automatic Sprinkler Installation – All Operations to Completion & Drivers

Note:

Description

Code 5188 applies to employers engaged in installing automatic sprinkler systems such as lawn sprinklers.  Automatic fire sprinkler systems may be installed for residential and commercial concerns.  There are different types of sprinkler systems available, some of which include wet pipe or the use of dry chemicals.  Pipes are filled up to the sprinkler heads with water under pressure, until activated by heat.  The other system which is called the hydraulically calculated system, uses dry chemicals or foam to extinguish.

Once the systems are installed, they are tested for activation, leaks and water pressure is checked.  The outside repair of sprinkler systems is also inclusive under this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Plumbing.  Refer to Code 5183 “Plumbing – NOC – All Operations to Completion & Drivers.”

  2. Sprinkler head manufacturing.  Refer to Code 3634 “Valve Mfg.”

Automobile Accessories Store – NOC – Retail & Drivers

Note:

Description

Code 8046 applies to retail stores principally engaged in selling automobile parts and accessories such as batteries, spark plugs, fuel pumps, oil filters, carburetors, ignition parts, mufflers, gaskets, tires, tubes, oils, lubricants, skid chains, luggage carriers, seat belts, seat covers, radios, windshield wipers, heaters, speed equipment, mirrors and lights.

Automobile accessories stores generally sell a minor amount of household electrical appliances, hardware items, garden tools and implements, paint, toys, sporting goods and kitchen utensils.

In these stores most of the sales are over the counter, but as an accommodation to their customers a store may install parts and accessories such as windshield wipers, mirrors, batteries, tires and seat covers.  However, these stores do not engage in the general repair or service of motor vehicles as found in automobile repair garages or gasoline service stations.

Assignment By Analogy

Telephone installation in vehicles by automobile accessories stores

Operations To Be Separately Rated

  1. Stores:
    1. Principally engaged in wholesale selling of automobile parts and accessories.  Refer to Code 7999 “Hardware Store – Wholesale.”
    2. Principally engaged in the retail sale of household electrical appliances, paint, toys, sporting goods or kitchen utensils.  Refer to Code 8017 “Retail Store – NOC– No Service of Food.”
    3. Principally engaged in the retail sale of hardware.  Refer to Code 7998 “Hardware Store – Retail.”
  2.  Employers principally engaged in the retail selling of tires and tubes including installation.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations to Completion & Drivers.”

Automobile Dismantling & Drivers

Note:

Includes breaking-up the chassis, sales of automobile parts and the salvage or junking of parts.

Description

Code 3821 applies to employers engaged in dismantling automobiles or trucks for obtaining salvageable auto parts from automobiles or trucks that have been in accidents or are no longer completely operational.  The employer will purchase the wrecked, damaged or used automobiles to salvage usable parts and then sell the parts to automobile repair shops, mechanics and private individuals for use in automobile repair operations.

The automobiles will either be towed by the employer or delivered to the employer’s yard by outside concerns.  Salvageable parts are removed, cleaned and repaired if necessary.  Once all salvageable parts have been removed from the automobile or truck, the remaining chassis will be crushed or cut apart and sold as is to metal scrap dealers.

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile repair or the operation of a gasoline station.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”

  2. Automobile Sales.  Refer to Code 8748 “Automobile Salesperson.”

Automobile Engine Mfg.

Note:

Description

Code 3827 applies to employers engaged in manufacturing diesel or gasoline automobile, bus or truck engines.  The castings are drilled, planed, milled, and turned by machine then plated, ground, honed or otherwise finished to form the cam, head, crankshaft and cylinder block.  Cam, crankshaft, bearings, fans, gears, pistons and rings are assembled into block by power and/or hand tools.

The subassemblies such as carburetors, ignition units, generators, belts and hardware are received from others and installed by hand and power tools to form the completed engines.  Engines are inspected to assure proper operation, packed and shipped to the employer’s customer.

Assignment By Analogy

Operations To Be Separately Rated

  1. Aircraft engine manufacturing.  Refer to Code 3826 “Aircraft Engine Mfg.”

  2. Engine repair on vehicles.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”

Automobile Gasoline and/or Service Stations – Self-Service Gasoline – With Convenience Store

Note:

Applies to gasoline stations where the customer pumps the gasoline.  The employee exposure is that of an attendant located in a separate structure who controls the amount of the sale and accepts payment from the customer.

Includes the operation of a convenience store selling a variety of items including, but not limited to, groceries, soft drinks, coffee, tea, bread, snacks, newspapers, candy, cigarettes,
windshield wiper fluids etc.  The sale and service of fast food is not limited to frankfurters, sandwiches, pizza, etc.

Description

Code 8382 applies to the operation of a self-service gasoline station with a convenience store.  The gas attendant operates the gasoline pump remotely from the operator’s booth which may be located near the gasoline pump island or inside the convenience store.  The customer will make payment at the booth or at the pump and pump their own gasoline.  The employee will not pump gas, check fluids, clean windshields or conduct any repairs.

The convenience store will sell a variety of items including, but not limited to, groceries, soft drinks, coffee, tea, bread, snacks, newspaper, etc.  Some convenience stores may also sell and serve fast food such as frankfurters and pizza.

Assignment By Analogy

Operations To Be Separately Rated

  1. Sales:
    1. Gasoline stations that operate a combined full service and self-service station at the same location.  Refer to Code 8391 Automobile Sales or Service Agency – All Operations & Drivers.”
    2. Gasoline through self service gas station.  Refer to Code 8381 “Automobile Gasoline Station and/or Service Stations – Self Service Gasoline Exclusively – No Convenience Store.”

Automobile Gasoline Station and/or Service Stations – Self-Service Gasoline Exclusively – No Convenience Store

Note:

Applies to gasoline stations where the customer pumps the gasoline.  The employee exposure is that of an attendant located in a separate structure, such as booth, who controls the amount of the sale and accepts payment from the customer.

Description

Code 8381 applies to the operation of a self-service retail gasoline station exclusively.  This classification is applicable to each separate location where the customer will make payment at the booth or at the pump and the gas is pumped by the customer.  The employee exposure is that of an attendant located in a separate structure, such as booth, who controls the amount of the sale and accepts payment from the customer.

Assignment By Analogy

Operations To Be Separately Rated

  1. Sales:
    1. Gasoline stations that operate a combined full service and self-service station at the same location.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”
    2. Self-service gasoline stations including the operation of a convenience store.  Refer to Code 8382 “Automobile Gasoline and/or Service Stations – Self Service Gasoline – With Convenience Store.”

Automobile Lighting, Ignition or Starting Apparatus Mfg. – NOC

Note:

Description

Code 3648 applies to employers engaged in manufacturing automobile lighting, ignition or starting apparatus such as alternators, generators, starters and headlights.  Raw materials include steel, copper or brass sheet or bar stock, wire, springs, plastics, hardware, washers, plating solution and paint.

The equipment or machinery used to fabricate parts in the manufacturing process may include cutting, molding, punching, shearing, shaping, welding and grinding machines.  After the parts are fabricated, they are assembled by hand or machine and finished by spray painting or dipping in plating chemicals.  The manufactured products are inspected, tested, packed and ready for shipment to the employer’s customers.

This classification also includes rebuilding of automobile alternators, armatures, generators or starters in the shop.

Assignment By Analogy

Operations To Be Separately Rated

  1. Fuel injection device – automobile.  Refer to Code 3581 “Fuel Injection Device Mfg.”                

 

Automobile Mfg. or Assembly

Note:

Description

Code 3808 applies to employers engaged in manufacturing or assembling complete automobiles, buses, ambulances, or motorcycles.  For automobiles, ambulances, and buses, the chassis and other parts may be fabricated by the employer or received from other manufacturers.  Raw materials such as metal parts are cut, punched and drilled.  Other parts such as wheels, tires, transmissions, engines, cooling systems, electrical systems and axle assemblies are assembled to form cars, buses, motorcycles and ambulances. After assembly, vehicles are spray painted, inspected and taken for a road test. Vehicles are then ready to be delivered to dealers.

This classification also applies to manufacturing or assembling golf carts, bumper cars used in amusement park rides, snowmobiles and skid or pallet jack trucks.
 

Assignment By Analogy

Operations To Be Separately Rated

  1. Baby carriage manufacturing.  Refer to Code 3865 “Baby Carriage Mfg.”

Automobile Parking Lot & Drivers

Note:

Applies to the operation of an automobile parking lot, parking station, storage garage, self-parking facility or valet parking service.  Includes the operation of a rental car agency provided that the cars are rented without chauffeurs and no mechanical work is performed on the vehicle. 

Includes employees such as parking attendants, counter personnel and cashiers.

Description

Code 8392 applies to employers engaged in operating automobile parking lots or storage facilities, renting automobiles, dump trucks, horse trailers and push carts.  The customer will drive their vehicle to the employer’s premises and the employee will park the customer’s vehicle at the lot for a fee or will store the vehicle for a specified time indicated by the customer.  The customer is provided with a receipt that will be needed to retrieve the vehicle.  In many cases, the customers can park their own vehicle in the employer’s lot and a cashier accepts payment for parking fees.

Automobile rental companies are engaged in renting vehicles to customers for a fee.  The customer will select a vehicle from the employer’s lot and the cashier will complete the appropriate documentation and accept payment.  When the vehicle is returned it is inspected for damages and the appropriate payment is made for the rental or any damages.

Assignment By Analogy

Municipalities storage and repairs of own vehicles

Operations To Be Separately Rated

  1. If an employer operates an automobile storage garage and repairs automobiles at the same location, the entire risk shall be assigned to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers."

Automobile Radiator Mfg.

Note:

Shall not be assigned to a risk engaged in operations described by another classification unless the operations subject to Code 3807 are conducted as a separate and distinct business.

Description

Code 3807 applies to employers engaged in manufacturing the complete automobile radiator or the repair and rebuilding of automobile radiators where such operations are the sole or principal business of the employer.  This classification contemplates sheet metal fabrication of parts, incidental metal and castings machining of parts that are assembled into the completed radiators.

Assignment By Analogy

Operations To Be Separately Rated

  1. Removal and replacement of radiators on vehicles.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”

Automobile Sales or Service Agency – All Operations & Drivers

Note:

Applies to automobile body repair shops.

When an employer operates an automobile repair shop with a convenience store (no self-service sale of gasoline), this classification is applicable and assign the appropriate store
classification.  This classification does not include the operation of a convenience store  that is also engaged in self-service gasoline.

Includes repairing, recapping, vulcanizing and mounting of tires on or away from premises.

Full or self-service gasoline.  Applies to retail gasoline stations that operate a combined full and self-service station at the same location.

Description

Code 8391 applies to employers engaged in mechanical service, repair or body repair work on automobiles, vans, trucks or motorcycles.  Repairs and service is not limited to engine tune-ups, electrical lighting, starter or generator repair, tire mounting, balancing or alignments, lubrications or oil changes, glass installation, transmission, radiator or ignition system repair. Body repair may consist of removing panels, parts or chassis, realigning bent frames, assembling, welding or attaching replacement parts. Also included is the major mechanical system overhaul of vehicles including engines, transmissions, valves, ignition and electrical systems. Shops may perform installations such as brakes, mufflers, air conditioning systems or auto-detailing. Shops that provide vehicle road side assistance, service and repair are also included under this classification. 

This classification is also applied to the parts departments of automobile sales agencies that sell new or used vehicles.

Service writers are also included under this classification regardless whether they are located within the shop area or in a separate area away from the shop. 

This classification is also applied to car wash facilities including coin-operated or fully automated type, and to full service gasoline stations in which attendants pump the gas for the customer and may check tire pressure, fluid levels or clean windshields. 

Specialist shops that convert or customize pre-manufactured vehicles by cutting openings, installing or tinting windows, portholes, vents, shelving, stereos, fixed furniture, refrigerant systems, frames or bodies are also included under this classification.

Boat engine service agencies (not in conjunction with marinas, boat yards or docks) are also assigned to this classification.

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile and automobile tires salespersons.  Refer to Code 8748 “Automobile Salespersons.”

  2. Towing motor vehicles principally to locations other than the owner’s repair facility.  Refer to Code 7219 “Trucking – NOC – All Employees & Drivers.”

Automobile Salespersons

Note:

Description

This classification applies to salespersons employed by sales and service agencies engaged in selling or leasing new or used automobiles, vans, trucks, motorcycles, boats, campers, scooters, golf carts, and mobile homes.    

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile sales or service agencies. Refer to Code 8391  “Automobile Sales or Service Agency – All Operations & Drivers.

Automobile, Bus, Truck or Trailer Body Mfg. – NOC

Note:

Includes bus, truck or trailer body repair or service. 

Code 3824 and Code 3808 “Automobile Mfg. or Assembly,” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Description

Code 3824 applies to employers engaged in automobile, bus, trailer and truck body manufacturing with bodies made of die pressed steel.  The chassis and other parts required to produce the automobile, bus, truck or trailer bodies may be received from others.  The term “die pressed” refers to stamped auto body parts such as doors, fenders, and hoods.  These die pressed parts are formed by forcing sheet metal into contact with a die that is the exact configuration of the part that is formed. 

The process of body manufacturing may consist of lumber being cut to size, planed, shaped, turned, sanded, bored, tongued and grooved, fitted and assembled to form the body frame.  Iron or steel shapes are cut, heated, bent, and forged into shape, countersunk, drilled, fitted and bolted to the wood frame to brace and strengthen it.  The whole body is then mounted and bolted to the chassis.       

Occasionally, sheet metal or iron is cut and screwed to parts such as the tail board and the back of the driver’s seat or to a side section, for reinforcement purposes.  Glass is mounted into channel iron that has been cut and shaped into windshield frames and bolted and screwed to the body.  Chains and hooks are attached to the rear platform or tail board and hinges or other hardware are nailed or screwed to openings or doors. 

This classification also applies to employers that repair or service bus, truck, or trailer bodies that are made of die-pressed steel.  Repair or service as used in this sense refers to replacing nonmechanical parts or forming, trimming and finishing the parts to be replaced and welding the parts into position.

Assignment By Analogy

Operations To Be Separately Rated

  1. Automobile, bus, truck or trailer body manufacturing – riveting and welding processes.  Refer to Code 3823 “Automobile, Bus, Truck or Trailer Body Mfg. – Riveted or Welded.”

 

Automobile, Bus, Truck or Trailer Body Mfg. – Painting

Note:

Code 9505 and Code 3808 "Automobile Mfg. or Assembly” shall not be assigned to the same risk unless the operations described by these classifications are conducted as separate and distinct businesses.

Description

Code 9505 applies to employers engaged in painting or repainting automobiles, trucks, buses and trailer bodies. 

Customers will bring their vehicles to the employer’s shop or vehicles may be transported to the employer’s shop by flatbed tow trucks.  The customer will select a paint color for their vehicle or it will be matched to the existing color of the vehicle if the customer wants to keep the same color.  Once the color is selected the process of painting the automobile, bus, truck, or trailer body begins.  When the painting is completed the customer is notified that their vehicle or trailer body is ready for pick or the employer may deliver the vehicle directly to the customer.

Assignment By Analogy

Aircraft painting

Operations To Be Separately Rated

  1. Painting:
    1. Vehicles that require auto body repair.  Refer to Code 8391 “Automobile Sales or Service Agency – All Operations & Drivers.”
    2. Structures and buildings – interior and exterior.  Refer to Code 5474 “Painting or Decorating – NOC – All Operations to Completion & Drivers.”

Automobile, Bus, Truck or Trailer Body Mfg. – Riveted or Welded

Note:

Includes automobile, bus, truck or trailer body repair or service.  Code 3823 and Code 3808 “Automobile Mfg. or Assembly,” shall not be assigned to the same employer unless the operations described by these classifications are conducted as separate and distinct businesses.

Description

Code 3823 applies to employers engaged in manufacturing automobile, bus, truck, and trailer bodies and other items listed below that involve riveting and welding processes. 

The employer may receive the parts from others or fabricate the chassis and other parts required to produce the automobile, bus, truck or trailer bodies.  Sheet metal is cut to size according to specifications which will then be riveted and welded to form the body.  All parts are assembled to produce the automobile, bus, truck or trailer bodies. 

Also, included under the scope of this classification is the repair or service of automobile, bus, truck and trailer bodies.  The employer’s customers will drop off their automobile, bus, truck or trailer that requires repair or service.  Sections of the body that need to be repaired are removed and replaced with new sections that the employer will fabricate.  The fabrication involves cutting sheet metal to size, riveting and welding the section to the existing body.

Repair or service as used in this sense refers to replacing nonmechanical parts or forming trimming and finishing the parts to be replaced and welding the parts into position.

Assignment By Analogy

• Cargo containers – metal – shop repair only   
• Sprinkler trucks for street washing 

Operations To Be Separately Rated

  1. Automobile, bus, trailer and truck body Not Otherwise Classified (NOC) including die pressed steel.  Refer to Code 3824 “Automobile, Bus, Truck or Trailer Body Mfg. – NOC.”

Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – All Other Employees & Drivers

Note:

Description

Code 7403 applies to aviation ground personnel such as, but not limited to, maintenance and service personnel, cargo and baggage handlers, ticket sellers or information clerks at airports, air traffic controllers, and security personnel.  The personnel may be employed by scheduled air carriers, commuter air carriers, supplemental air carriers, or any other commercial aviation operators, including helicopter services.

Assignment By Analogy

Operations To Be Separately Rated

  1. Aerial photography other than mapping or surveying work – ground laboratory employees.  Refer to Code 4361 “Photographer – All Employees & Drivers.”

  2. Airline ticket offices – information and ticket clerk – no baggage handling or weighing – not located at the airport.  Refer to Code 8810 “Clerical Office Employees – NOC.”

  3. Air carrier – scheduled, commuter or supplemental.  Refer to Code 7405 “Aviation – Air Carrier – Scheduled, Commuter or Supplemental – Flying Crew.”

  4. Air charter or air taxi.  Refer to Code 7431 “Aviation – Air Charter or Air Taxi – Flying Crew.”

  5. Transport of personnel – in conduct of employer’s business.  Refer to Code 7421 “Aviation – Transportation of Personnel in Conduct of Employer’s Business – Flying Crew.”

  6. Aviation – Flying Crew:
    1. Aerial application, seeding, herding or scintillometer surveying
    2. Aerial firefighting
    3. Aviation – NOC
    4. Flight testing
    5. Patrol, photography, mapping, or survey work
    6. Sales or service agency or student instruction
    7. Stunt flying, racing or parachute jumping

Refer to Code 7422 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – Flying Crew.”

Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – Flying Crew

Note:

For prototype or experimental aircraft, assign exposure to the one aviation classification that best describes the nature of the aircraft being tested.

Description

Code 7422 applies to flying crew personnel such as pilots, copilots, instructor pilots, navigators and others whose duties are associated with flight operation of fixed-wing aircraft.  Such operations are encountered in connection with student pilot instruction, aerial advertising (including skywriting and sign towing), and the operations of lighter-than-air craft (balloons).  This classification is also applied to the flying crew and photographers who are involved in aerial photography for mapping or survey work and the production of topographic maps.  This classification also includes helicopter flying crews.

Air ambulance operations conducted with fixed-wing aircraft are subject to this classification.  Medical personnel, employed by the air ambulance, who accompany patients in-flight are considered to be members of the crew and are assigned to this classification.

Assignment By Analogy

• Aerial firefighting
• Flight schools – including gliders
• Stunt flying, racing or parachute jumping

Operations To Be Separately Rated

  1. Airports – security personnel supplied by contracting agencies including drivers.  Refer to Code 7723 “Detective or Patrol Agency & Drivers.”

  2. Air carrier – scheduled, commuter or supplemental – all other employees and drivers.  Air carrier – charter – all other employees and drivers.  Refer to Code 7403 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – All Other Employees & Drivers.” 

  3. Aviation – Flying Crew:
    1. Air carrier – scheduled, commuter or supplemental.  Refer to Code 7405 “Aviation – Air Carrier – Scheduled, Commuter or Supplemental – Flying Crew.”
    2. Air charter or air taxi.  Refer to Code 7431 “Aviation – Air Charter or Air Taxi – Flying Crew.”
    3. Transport of personnel – in conduct of employer’s business.  Refer to Code 7421 “Aviation – Transportation of Personnel in Conduct of Employer’s Business – Flying Crew.”

Aviation – Air Carrier – Scheduled, Commuter or Supplemental – Flying Crew

Note:

Applies to scheduled, commuter or commercial air carriers, including cargo carriers, that conduct operations with fixed-wing aircraft under Part 121 of the Federal Aviation Regulations.

Non-ratable Statistical Code 7445 is to be assigned in conjunction with this classification to reflect the non-ratable catastrophe loading.  Premium generated by Statistical Code 7445 is not subject to experience rating or retrospective rating.

Description

Code 7405 applies to the flying crew personnel employed by scheduled air carriers, commuter air carriers or supplemental air carriers including cargo carriers that conduct operations with fixed wing aircraft under Part 121 of the Federal Aviation Regulations.  Such employees include, but are not limited to, pilots, copilots, navigators, stewards, stewardesses, and other flight attendants.

Assignment By Analogy

Air cargo and freight service – flying crew

Operations To Be Separately Rated

  1. Aerial photography other than mapping or surveying work – ground laboratory employees.  Refer to Code 4361 “Photographer – All Employees & Drivers.”

  2. Airline ticket offices – information and ticket clerk – no baggage handling or weighing – not located at the airport.  Refer to Code 8810 “Clerical Office Employees – NOC.”

  3. Air carrier – scheduled, commuter or supplemental – all other employees and drivers.  Air carrier – charter – all other employees and drivers.  Refer to Code 7403 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – All Other Employees & Drivers.”

  4. Air charter or air taxi.  Refer to Code 7431 “Aviation – Air Charter or Air Taxi – Flying Crew.”

  5. Transport of personnel – in conduct of employer’s business.  Refer to Code 7421 “Aviation – Transportation of Personnel in Conduct of Employer’s Business – Flying Crew.”

  6. Aviation – Flying Crew: 
    1. Aerial application, seeding, herding or scintillometer surveying
    2. Aerial firefighting
    3. Aviation – NOC
    4. Flight testing
    5. Patrol, photography, mapping, or survey work
    6. Sales or service agency or student instruction
    7. Stunt flying, racing or parachute jump

Refer to Code 7422 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – Flying Crew.”

Aviation – Air Charter or Air Taxi – Flying Crew

Note:

Applies to air charter, air taxi, and similar operations using fixed-wing aircraft that conduct operations outside of Part 121 of the Federal Aviation Regulations.

Code 7431 is assigned in conjunction with Statistical Code 7453 to reflect non-ratable catastrophe loading.  Premium generated by Statistical Code 7453 is not subject to experience rating or retrospective rating.

Description

Code 7431 applies to flying crew personnel of employers that conduct air charters, air taxis, and similar operations using fixed-wing aircraft.  Such employees include, but are not limited to, pilots, copilots, and other in-flight attendants.  Air charter and air taxi services provide on-demand air transportation for individuals or small groups.  Typical activities are charters for business travelers and leisure charters for sightseeing and adventure trips.

Assignment By Analogy

Operations To Be Separately Rated

  1. Airports – security personnel supplied by contracting agencies including drivers.  Refer to Code 7723 “Detective or Patrol Agency & Drivers.”

  2. Air carrier – scheduled, commuter or supplemental – all other employees and drivers.  Air carrier – charter – all other employees and drivers.  Refer to Code 7403 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – All Other Employees & Drivers.” 

  3. Aviation – Flying Crew:
    1. Air carrier – scheduled, commuter or supplemental.  Refer to Code 7405 “Aviation – Air Carrier – Scheduled, Commuter or Supplemental – Flying Crew.”
    2. Transport of personnel – in conduct of employer’s business.  Refer to Code 7421 “Aviation – Transportation of Personnel in Conduct of Employer’s Business – Flying Crew.”

Aviation – Transportation of Personnel in Conduct of Employer’s Business – Flying Crew

Note:

Description

Code 7421 applies to the payroll of pilots and all members of the flying crew.  Also applies to the payroll of executive officers or other employees who operate fixed-wiring aircraft in the conduct of the employer’s business.  If the records of the employer clearly indicate the weeks in which such employees perform flying:

  1. Only the payroll for each week during any part of which the employee has engaged in flight duties is to be assigned to this classification code, unless the classification code applicable to the employee’s non-flying operations carries a higher rate, in which case that classification code will apply.
  2. The payroll in each week in which no flying has been done is to be assigned to those classification codes that would otherwise apply.  If the records of the employer do not clearly indicate the weeks in which flying is performed by such employees, the entire payroll for such employees must be assigned to this classification code unless the classification applicable to the employee’s non-flying operations carries a higher rate in which case that classification code will apply.

Employees who are transported as passengers and who are not members of the flying crew are to have their payroll and losses assigned to their standard occupational classification.  Refer to Rule VIII “Executive Officers” Section (A)(8) of this Manual. 

Assignment By Analogy

Operations To Be Separately Rated

  1. Aerial photography other than mapping or surveying work – ground laboratory employees.  Refer to Code 4361 “Photographer – All Employees & Drivers.”

  2. Airline ticket offices – information and ticket clerk – no baggage handling or weighing – not located at the airport.  Refer to Code 8810 “Clerical Office Employees – NOC.”

  3. Air carrier – scheduled, commuter or supplemental.  Refer to Code 7405 “Aviation – Air Carrier – Scheduled, Commuter or Supplemental – Flying Crew.”

  4. Airports – security personnel supplied by contracting agencies including drivers.  Refer to Code 7723 “Detective or Patrol Agency & Drivers.”

  5. Air carrier – scheduled, commuter or supplemental – all other employees and drivers.  Air carrier – charter – all other employees and drivers.  Refer to Code 7403 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – All Other Employees & Drivers.” 

  6. Aviation – Flying Crew: 
    1. Aerial application, seeding, herding or scintillometer surveying
    2. Aerial firefighting
    3. Aviation – NOC
    4. Flight testing
    5. Patrol, photography, mapping, or survey work
    6. Sales or service agency or student instruction
    7. Stunt flying, racing or parachute jumping

Refer to Code 7422 “Aviation – Aerial Application, Seeding, Herding or Scintillometer Surveying – Flying Crew.”

Awning or Tent Mfg. – Shop Only

Note:

Description

Code 2576 applies to employers engaged in manufacturing large and small products that are made of canvas, duck or water-resistant textiles.  This classification includes manufacturing products such as, but not limited to, awnings, tents, tarpaulins, drop cloths, pool liners, rafts or floats, bags and knapsacks provided these products are produced from the above listed materials.  Powered material cutters, grommet equipment, sewing machines, pipe and bar stock cutters and threaders may be utilized to fabricate these products. Buttons, snaps, zippers, pull strings or fasteners maybe added.

Assignment By Analogy

• Canopies – canvas – includes repair in shop
• Sails
• Trampolines – canvas or fabric surface – jumping surface 
• Truck covers – canvas – including repair in shop
• X-ray – protective equipment – lead lined canvas blankets or vests

Operations To Be Separately Rated

  1. Awnings or canopies:
    1.  Aluminum.  Refer to Code 3076 “Fireproof Equipment Mfg.”
    2. Plastic 
      1.  Compression or injection molded.  Refer to Code 4475 "Plastics Mfg. - Molded Products - NOC."
      2. Assembling and finishing.  Refer to Code 4476 “Plastics Mfg. – Molded Products – NOC – Assembling and Subsequent Finishing Only.”
      3. Fabricated from sheets, rods or tubes.  Refer to Code 4452 “Plastics Mfg. – Fabricated Products – NOC.”
  2. Bags or sacks:
    1.  Made of burlap, cotton or gunny sack.  Refer to Code 2501 “Clothing Mfg.”
    2.  Backpack, knapsack, hammock or luggage manufacturing made of textile fabrics.  Refer to Code 2553 “Furnishing Goods Mfg. – NOC – From Textile Fabrics.” 
  3. Canvas spinning or weaving.  Refer to Code 2302 “Silk Thread or Yarn Mfg.”   
  4. Installation, removal or repair of awnings, tents, canvas products, sails or other similar products away from shop.  Refer to Code 9539 “Awning, Tent or Canvas Goods Erection, Removal or Repair – All Operations to Completion & Drivers.”  

Awning, Tent or Canvas Goods Erection, Removal or Repair – All Operations to Completion & Drivers

Note:

Applies to operations away from the shop.

Applies to interior or exterior work, including the hanging of flags or bunting for conventions or celebrations.

Description

Code 9539 applies to employers engaged in erection of canvas goods, awnings, or tents.  All types of awning such as plastic, canvas, or aluminum are contemplated under this classification. 

The employer will use the awning, canvas tops or covers fabricated by the employer or purchased from suppliers.  The materials to be installed are delivered by the employer to the customer’s location for set up.  The installation of these products is inclusive under this classification.  The repair of canvas goods, awnings or tents away from the shop facility is also inclusive under this classification.  This classification is also applicable to the decorating of meeting rooms, convention halls, parties, parade routes, political rallies and festivals.

This classification also applies where on a sailboat, the employer removes old sails and replaces them with new ones.
 

Assignment By Analogy

Wreaths – exterior – street decorating

Operations To Be Separately Rated

  1. Installation:
    1. Bazaar booths.  Refer to Code 5403 “Carpentry – NOC – All Operations to Completion.”
    2. Cardboard window display or curtains, tapestries or draperies from floor or stepladder.  Refer to Code 9521 “House Furnishings Installation & Upholstering – NOC – All Operations to Completion.”   
    3. Metal, plastic or wood signs.  Refer to Code 9552 “Sign Erection or Repair – Away From Shop – Not Outdoor Advertising Companies – All Operations to Completion & Drivers.”