Broker | Employer Tools

Classification Digest 2.0

The Classification Digest 2.0 is a robust web-based application that provides users with access to class code information, such as current rating values, historical rating values and pure premiums, through an intuitive interface

Go to Classification Digest 2.0

Experience Rating Modifications

New York Mods is a fee-based subscription service which provides users the ability to access, by employer’s name or NYCIRB Combo ID, the insured’s most recent experience modification. Other information, such as classification, issue date and effective date will also be available for review on the selected record.

Go to NY Mods

Mod Estimator

The Mod Estimator is an online application that allows New York State Carrier Members, Agents, and Brokers to complete and estimate experience ratings.

Go to Mod Estimator

Construction Classification Premium Adjustment

The New York Construction Classification Premium Adjustment Program (CPAP) addresses premium differences between high wage and low wage paying employers in the construction industries

Go to CPAP Online Download Offline Form

Loss Costs

Loss costs are the expected cost of covering claims per $100 of payroll in each occupational classification. Loss costs, along with other factors, are used to calculate premiums.

Go to Loss Costs

Experience Rating Transition

Resources for the new Experience Rating Plan and Formula Revisions

Go to Experience Rating Transition

Letter of Authority

Submit a letter of authority to authorize an entity to represent your business' policy information.

Submit a Letter of Authority

NYMods Registration

Register for NYMods, which is a fee-based subscription service providing experience modifications for New York State employers

Register for NYMods

Manage Ownership

Manage Ownership is an application for the online submission of ownership information used to determine the combinability of entities for experience modification purposes (ERM-14)

Go to Manage Ownership


Forms provided by NYCIRB

Go to Forms Overview

Document Request

Submit a request for worksheets, reports, and any other form of documentation from NYCIRB.

Submit a Document Request